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4 Summit Pointe Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4 Summit Pointe Ct, Saint Charles, MO 63301 · Last verified April 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage2,522 sqft Living Area
Lot Size3,049 sqft (0.07 acres)
OccupancyOwner Occupied
Last Sale$232,900 (2021)
Tax Bill$3,291.00 (2024)

Property Details

APN / Parcel Number

Primary APNT990700045
Alternative APN
  • 6-0001-7999-00-001B.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area2,522 sqft Living Area
Gross Area3,368 sqft Gross Area
1st Floor1,478 sqft 1st Floor
Basement Area1,428 sqft Basement
Finished Basement1,044 sqft Finished
Unfinished Basement384 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleSpanish Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area3,049 sqft (0.07 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
PorchOpen Porch
Porch Area218 sqft Porch

Location & Zoning

Account NumberT990700045
Street Address4 SUMMIT POINTE CT
CitySAINT CHARLES
StateMO
Zip63301-0565
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS AT SUMMIT PT #1 RESUB 1 UNIT 1B
Legal SubdivisionVILLAS AT SUMMIT POINTE #1 RESUB 1
Legal Lot Number1B
JurisdictionST CHARLES MO
Minor Civil DivisionRIVERS
Census Blockgroup2
Census Block2002
Census Tract310301

Owner

Source: St. Charles County records · APN T990700045

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address4 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 09, 2021Intrafamily Transfer, Transfer
AMROCK INC
May 06, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 10, 2019Warranty Deed, Transfer
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2021 · Amount on Record
Deed SaleAug 09, 2021 · Amount on Record
Prior SaleMay 10, 2019 · Amount on Record
Deed Doc Number202166740
Prior Transfer DateFeb 28, 2020
Prior Transfer Doc0072880194
Record RefreshedJun 08, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateAug 09, 2021
Property Address4 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
Document Number2021R066740
Map ReferenceMB 35 PG 99
Instrument DateJul 16, 2021
Instrument2021R-066740
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565

Mortgage

Document Number2021R066741
DateAug 09, 2021
Instrument2021R-066741
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateAug 09, 2021
Property Address4 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
Document Number2021R066742
Map ReferenceMB 35 PG 99
Instrument DateJul 16, 2021
Instrument2021R-066742
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMay 06, 2020
Property Address4 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
Document Number0072880194
Book / Page007288 / 000194
Instrument DateFeb 28, 2020
Instrument289020
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4 SUMMIT POINTE CT ST CHARLES MO 633010565, ST CHARLES, MO 63301-0565

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 10, 2019
Property Address4 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
Document Number0070721436
Book / Page007072 / 001436
Instrument DateMay 09, 2019
Instrument223380
Transaction TypeTransfer
Record UpdatedJun 06, 2019
Title CompanySELECT TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4 SUMMIT POINTE CT ST CHARLES MO 633010565, ST CHARLES, MO 63301-0565

Mortgage

Document Number70721438
DateMay 10, 2019
Book Page007072/001438
Instrument223390
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63307
Agreement
AmountAmount Recorded
Term360 Months
DueMay 09, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,598.00 (+9.33%)$57,456 (+12.07%)$302,399 (+12.06%) Building $302,399
2024$3,291.00
2023$51,270
2022$269,844 Building $269,844

Flood & Wildfire

4 Summit Pointe Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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