4 Summit Pl, Croton On Hudson, NY 10520 Property Records

Westchester County and Cortlandt Town property record for 4 Summit Pl, Croton On Hudson, NY 10520

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,380 sqft · built 1961
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$558,000 (Mar 2024)
Tax Bill$10,211 (2026)
Deeds & MortgagesAug 2025 Line of Credit
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17.09A-002

Property Details

APN / Parcel Number

Primary APN17.09A-002
Alternative APNs
  • 5522890550170004018000
  • 552289 55.17-4-18

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,380 sqft Living Area
1st Floor Area339 sqft
2nd Floor Area482 sqft
Upper Floors Area559 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Foundation TypeSlab (Mat/Raft)
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions211 ft deep x 85 ft wide

Location & Zoning

Account Number17.09A-002-
Street Address4 SUMMIT PL
CityCROTON ON HUDSON
StateNY
Zip10520-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17.09A-002-050
Legal SubdivisionMAP TWO SPRINGVALE ON THE HUDSON
Legal Block4
Legal Lot Number18.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionCORTLANDT
Census Block Group1
Census Block1007
Census Tract14605

Owner

4 Summit Pl is owned and occupied by two individuals who bought it in March 2024.

Source: Westchester County and Cortlandt Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address4 SUMMIT PL, CROTON ON HUDSON, NY 10520-1305
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 11, 2024Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2024 · Amount on File
Deed SaleMar 11, 2024 · Amount on File
Deed Document Number20243661
Prior Transfer DateMar 27, 2018
Prior Transfer Doc0580743192
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address4 SUMMIT PL, CROTON ON HUDSON, NY 10520-1305
Transaction TypeMortgage
Record UpdatedOct 27, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 SUMMIT PL, CROTON ON HUDSON, NY 10520-1305

Mortgage

Document Number0652233083
DateAug 11, 2025
Instrument652233083
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 2, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateMar 11, 2024
Property Address4 SUMMIT PL, CROTON ON HUDSON, NY 10520-1305
Document Number0640513661
Map ReferenceMAP 11695
Instrument DateFeb 26, 2024
Instrument640513661
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyFLATIRON ABSTRACT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,232.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1630 COULSON DR, RAWLINS, WY 82301-4633

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 GRAND ST, CROTON ON HUDSON, NY 10520-2502

Mortgage

Document Number0640593187
DateMar 11, 2024
Instrument640593187
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 4 Summit Pl was $10,211.

Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionCortlandt Town
Unified School DistrictHendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,211.00
2025$6,340 (+19.62%) Land $600 Building $5,740$523,967 (+16.66%) Land $49,587 Building $474,380
2024$5,300 (-) Land $600 Building $4,700$449,152 (+3.39%) Land $50,847 Building $398,305
2023$5,300 Land $600 Building $4,700$434,426 Land $49,180 Building $385,246

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Summit Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Summit Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLANDT CONSOLIDATED WD
serves 28,369 people · EPA ID NY5903423
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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