4 Summit Dr, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 4 Summit Dr, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,501 sqft · built 1988
Lot Size	0.862 acres (37,555 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Dec 2024)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Feb 2022 Refinance Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094000 279.-3-45`

Property Details

APN / Parcel Number

Primary APN	`094000 279.-3-45`
Alternative APN	`400027900000030450000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,501 sqft Living Area
1st Floor Area	1,314 sqft
2nd Floor Area	918 sqft
Upper Floors Area	269 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	37,555 sqft (0.862 acres)
Lot Dimensions	203 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	367 sqft
Patio Area	318 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4 SUMMIT DR
City	PERU
State	NY
Zip	12972-4657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB MAP 15 PG 103 LOT 49
Legal Block	3
Legal Lot Number	45.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	2
Census Block	2016
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 W MAIN ST, VERGENNES, VT 05491-8691
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jul 15, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG
Jul 13, 2020	Warranty Deed, Transfer
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	20242024-00341546
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	4 SUMMIT DR, PERU, NY 12972-4657
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000322836
Date	Feb 23, 2022
Instrument	20220-00322836

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 15, 2020
Property Address	4 SUMMIT DR, PERU, NY 12972-4657
Document Number	0000308717
Instrument Date	Jul 13, 2020
Instrument	308717
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUMMIT DR PERU NY 129724657, PERU, NY 12972-4657

Mortgage

Document Number	308718
Date	Jul 15, 2020
Instrument	308718

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 13, 2020
Property Address	4 SUMMIT DR, PERU, NY 12972-4657
Document Number	2020000308659
Instrument Date	Jul 13, 2020
Instrument	20200-00308659
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 LAPHAM MILLS RD, PERU, NY 12972-5030

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	4 SUMMIT DR, PERU, NY 12972-4657
Document Number	0000308660
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 LAPHAM MILLS RD PERU NY 129725030, PERU, NY 12972-5030

Mortgage

Document Number	0000308660
Date	Jul 13, 2020
Instrument	308660

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,548.00	$387,400 (+20.84%) Land $45,700 Building $341,700	$387,400 (+20.84%) Land $45,700 Building $341,700
2023		$320,600 Land $38,700 Building $281,900	$320,600 Land $38,700 Building $281,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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