4 Summer St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 4 Summer St, Gloucester, MA 01930 · Last verified August 2026

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 2,293 sqft · built 1900
Lot Size0.057 acres (2,500 sqft)
OwnerCompany Name on File
Tax Bill$5,228 (2025)
Deeds & MortgagesSep 2021 Refinance
Jan 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNGLOU M:0016 B:0079 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0016 B:0079 L:0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Units2 Units
Stories2 Stories
Building Area2,293 sqft Living Area
Gross Area4,046 sqft
1st Floor Area978 sqft
AtticAttic
Attic Area962 sqft
Basement Area1,028 sqft
Unfinished Basement742 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,500 sqft (0.057 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address4 SUMMER ST
CityGLOUCESTER
StateMA
Zip01930-3406
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block79
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2025
Census Tract221700

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0016 B:0079 L:0000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address103 ESSEX AVE, GLOUCESTER, MA 01930-4929
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Jan 09, 2023Deed of Trust, Mortgage · Commercial Mortgage
CAPE ANN SAVINGS BANK
Jan 07, 2022Quit Claim Deed, Transfer
Quitclaim
Sep 21, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
May 07, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2011
Deed SaleMay 26, 2011
Prior SaleMar 31, 2010 · Amount on Record
Deed Book / Page30429 / 22
Last Transfer DateJan 07, 2022
Transfer Doc040642-274
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address4 SUMMER ST, GLOUCESTER, MA 01930-3406
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040298-516
DateSep 21, 2021
Book Page40298/516
Instrument20210921002810
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address4 SUMMER ST, GLOUCESTER, MA 01930-3406
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041390-508
DateJan 09, 2023
Book Page41390/508
Instrument20230109001160
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateJan 07, 2022
Property Address4 SUMMER ST, GLOUCESTER, MA 01930-3406
Document Number040642-274
Book / Page40642 / 274
Instrument DateJan 07, 2022
Instrument20220107003720
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ESSEX AVE, GLOUCESTER, MA 01930-4929

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateSep 21, 2021
Property Address4 SUMMER ST, GLOUCESTER, MA 01930-3406
Document Number40298-513
Book / Page40298 / 513
Instrument DateSep 09, 2021
Instrument20210921002800
Transaction TypeTransfer
Record UpdatedOct 08, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address46 SUMMER ST, GLOUCESTER, MA 01930-3653

Mortgage

Document Number40298-516
DateSep 21, 2021
Book Page40298/516
Instrument20210921002810
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateMay 07, 2021
Property Address4 SUMMER ST, GLOUCESTER, MA 01930-3406
Document Number39850-225
Book / Page39850 / 225
Instrument DateMay 06, 2021
Instrument20210507000450
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ESSEX AVE, GLOUCESTER, MA 01930-4929

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,228.00 (+1.73%)$537,900 (+1.84%) Land $121,000 Building $416,900
2024$5,139.00$528,200 Land $115,200 Building $413,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092217002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims8 (2007–2018)
Most Recent ClaimJan 2018, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 896 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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