4 Sturla Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 4 Sturla Way, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,789 sqft · built 2011
Lot Size	0.065 acres (2,863 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Jul 2020)
Tax Bill	$9,374 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-07-051`

Property Details

APN / Parcel Number

Primary APN	`790-07-051`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,789 sqft Living Area
1st Floor Area	722 sqft
2nd Floor Area	1,067 sqft

Exterior

Year Built	Built 2011
Architectural Style	Other
Construction Type	Wood
Lot Area	2,863 sqft (0.065 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4 STURLA WAY
City	GILROY
State	CA
Zip	95020-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 10073 LOT 22
Legal Subdivision	10073 OLIVERI SUB
Legal Tract	10073
Legal Lot Number	22
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2006
Census Tract	512513

Owner

Source: Santa Clara County records · APN 790-07-051

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4 STURLA WAY, GILROY, CA 95020-7644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Jul 17, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 01, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Dec 22, 2011 · Amount on Record
Deed Document Number	24539963
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4 STURLA WAY, GILROY, CA 95020-7644
Transaction Type	Mortgage
Record Updated	Oct 06, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STURLA WAY, GILROY, CA 95020-7644

Mortgage

Document Number	0025117242
Date	Sep 29, 2021
Instrument	25117242

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4 STURLA WAY, GILROY, CA 95020-7644
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024379208
Date	Jan 13, 2020
Instrument	24379208

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 01, 2025
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	11.5%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 17, 2020
Property Address	4 STURLA WAY, GILROY, CA 95020-7644
Document Number	0024539963
Map Reference	MB 845 PG 47&48
Instrument Date	Jul 15, 2020
Instrument	24539963
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 STURLA WAY, GILROY, CA 95020-7644

Mortgage

Document Number	0024539964
Date	Jul 17, 2020
Instrument	24539964

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4 STURLA WAY, GILROY, CA 95020-7644
Document Number	0023798649
Instrument Date	Nov 01, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 STURLA WAY GILROY CA 950207644, GILROY, CA 95020-7644

Mortgage

Document Number	0023798649
Date	Nov 13, 2017
Instrument	23798649

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,374.00 (+2.19%)	$757,701 (+4.04%) Land $303,080 Building $454,621
2023	$9,173.00 (+1.66%)	$728,280 Land $291,312 Building $436,968
2022	$9,023.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 19% of California
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Verizon, California Internet, South Valley Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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