4 Stonegate Dr, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 4 Stonegate Dr, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	2,170 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Dec 2021)
Tax Bill	$10,773 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-07011-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`21-07011-0000-00004`
Alternative APNs	`210701100004` `SB01`

Interior

Building Area	2,170 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	SB01
Street Address	4 STONEGATE DR
City	WATCHUNG
State	NJ
Zip	07069-5467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Subdivision	COUNTRYSIDE RDG
Legal Block	7011
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	1
Census Block	1003
Census Tract	52300

Owner

4 Stonegate Dr is owned and occupied by an individual who bought it in December 2021.

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4 STONEGATE DR, WATCHUNG, NJ 07069-5467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 1, 2021	Deed, Transfer · Conventional Mortgage M & T BANK
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Dec 12, 2016 · Amount on File
Deed Document Number	202169936
Deed Book / Page	7406 / 187
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	4 STONEGATE DR, WATCHUNG, NJ 07069-5467
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	TITLE365 - OMAHA, TITLE365 OAMHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STONEGATE DR, WATCHUNG, NJ 07069-5467

Mortgage

Document Number	0000019477
Date	May 17, 2022
Book Page	7444/2246
Instrument	2022019477

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 1, 2021
Property Address	4 STONEGATE DR, WATCHUNG, NJ 07069-5467
Document Number	0000069936
Book / Page	7406 / 187
Instrument Date	Oct 27, 2021
Instrument	2021069936
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 DIVISION AVE, 53, SUMMIT, NJ 07901-2349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STONEGATE DR, WATCHUNG, NJ 07069-5467

Mortgage

Document Number	0000069937
Date	Dec 1, 2021
Instrument	2021069937

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	4 STONEGATE DR, WATCHUNG, NJ 07069-5467
Document Number	0000005664
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STONEGATE DR WATCHUNG NJ 070695467, WATCHUNG, NJ 07069-5467

Mortgage

Document Number	0000005664
Date	Jan 26, 2021
Book Page	007301/003137
Instrument	5664

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 25, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4 Stonegate Dr was $10,773, up 6.7% from the year before.

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,900 (+6.52%) Land $265,600 Building $322,300	$587,900 (+6.52%) Land $265,600 Building $322,300
2025	$10,773.00 (+6.66%)	$551,900 Land $245,900 Building $306,000	$551,900 Land $245,900 Building $306,000
2024	$10,100.00
2023		$474,500 Land $206,500 Building $268,000	$474,500 Land $206,500 Building $268,000
2022	$9,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Stonegate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 4 condo units
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Stonegate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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