St. Charles County property record for 4 Stonecroft Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,262 sqft · built 2004 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,900 (Mar 2005) |
| Tax Bill | $6,285 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T041100063 |
| Primary APN | T041100063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,262 sqft Living Area |
| Gross Area | 5,759 sqft |
| 1st Floor Area | 1,921 sqft |
| Basement Area | 1,837 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T041100063 |
|---|---|
| Street Address | 4 STONECROFT CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONECROFT #3 LOT 145 |
| Legal Subdivision | STONECROFT #3 |
| Legal Lot Number | 145 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311122 |
Source: St. Charles County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 STONECROFT CT, SAINT CHARLES, MO 63304-7753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Nov 24, 2020 | Deed of Trust, Mortgage PARAMOUNT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2005 · Amount on Record |
| Deed Sale | Mar 23, 2005 · Amount on Record |
| Prior Sale | Jan 27, 2005 · Amount on Record |
| Deed Document Number | 2005253300 |
| Deed Book / Page | 4131 / 2424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 23, 2026 |
| Property Address | 4 STONECROFT CT, SAINT CHARLES, MO 63304-7753 |
| Document Number | 0000045238 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202645238 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4 STONECROFT CT, SAINT CHARLES, MO 63304-7753 |
| Document Number | 0000045238, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202645238 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Oct 8, 2034 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 STONECROFT CT, SAINT CHARLES, MO 63304-7753 |
| Document Number | 0000094312 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 STONECROFT CT ST CHARLES MO 633047753, ST CHARLES, MO 63304-7753 |
| Document Number | 0000094312 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 94312 |
| Name | PARAMOUNT BK |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 2, 2035 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,204 (-) | $558,966 (-) Building $558,966 | |
| 2025 | $6,285.00 | $106,204 (+10.06%) | $558,966 (+10.06%) |
| 2023 | $96,496 | ||
| 2022 | $507,873 Land $63,000 Building $444,873 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1981–2020) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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