4 Stigger Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 4 Stigger Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,504 sqft · built 2000
Lot Size	0.367 acres (15,987 sqft)
Owner	Company Name on Record
Last Sale	$278,000 (Dec 2020)
Tax Bill	$2,712 (2025)
Deeds & Mortgages	Jan 2023 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 6 242`

Property Details

APN / Parcel Number

Primary APN	`18A 6 242`
Alternative APN	`4266`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Finished Basement	1,504 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,987 sqft (0.367 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	288 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4266
Street Address	4 STIGGER RD
City	PALMYRA
State	VA
Zip	22963-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230000166 RIVERSIDE-6 LOT 242 16,000 SF
Legal Subdivision	RIVERSIDE ADDITION ONE
Legal Block	24
Legal Lot Number	242
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4002
Census Tract	20101

Owner

Source: Fluvanna County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 STIGGER RD, PALMYRA, VA 22963-2055
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed, Transfer
Dec 30, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Nov 21, 2005 · Amount on Record
Deed Document Number	20205491
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 19, 2023
Property Address	4 STIGGER RD, PALMYRA, VA 22963-2055
Document Number	0230000166
Map Reference	DB 83 PG 225
Instrument Date	Jan 16, 2023
Instrument	230000166
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 STIGGER RD, PALMYRA, VA 22963-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STIGGER RD, PALMYRA, VA 22963-2055

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 30, 2020
Property Address	4 STIGGER RD, PALMYRA, VA 22963-2055
Document Number	0200005491
Map Reference	DB 83 PG 225
Instrument Date	Dec 14, 2020
Instrument	200005491
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STIGGER RD, PALMYRA, VA 22963-2055

Mortgage

Document Number	0200005492
Date	Dec 30, 2020
Instrument	200005492

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,300 (-) Land $30,000 Building $329,300	$359,300 (-) Land $30,000 Building $329,300
2025	$2,712.00 (+19%)	$359,300 (+33.02%) Land $30,000 Building $329,300	$359,300 (+33.02%) Land $30,000 Building $329,300
2023		$270,100 Land $30,000 Building $240,100	$270,100 Land $30,000 Building $240,100
2022	$2,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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