Ocean County and Lavallette Borough property record for 4 Sterling Ave, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,530 sqft · built 2007 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $940,000 (Apr 2021) |
| Tax Bill | $6,915 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 16-00944-06-00019 |
| Primary APN | 16-00944-06-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 1600944000000019 |
|---|---|
| Street Address | 4 STERLING AVE |
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40X100 |
| Legal Subdivision | NORTH LAVALLETTE |
| Legal Block | 944.6 |
| Legal Lot Number | 19 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LAVALLETTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 727001 |
4 Sterling Ave is owned by two individuals who bought it in April 2021.
Source: Ocean County and Lavallette Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 DORSET DR, CLARK, NJ 07066-3026 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on File |
| Deed Sale | Apr 13, 2021 · Amount on File |
| Deed Document Number | 202156007 |
| Deed Book / Page | 18418 / 295 |
| Prior Transfer Date | Mar 15, 2011 |
| Prior Transfer Doc | 0148480592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 13, 2021 |
| Property Address | 4 STERLING AVE, LAVALLETTE, NJ 08735-2043 |
| Document Number | 0184180295 |
| Book / Page | 18418 / 295 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021056007 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | WEICHERT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,297.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2303 ALEXANDER PL, 2303, OCEANSIDE, NY 11572-1405 |
| Name | Verified Name |
|---|---|
| Address | 109 DORSET DR, CLARK, NJ 07066-3026 |
| Document Number | 2021056008 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021056008 |
| Name | JERSEY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 4 Sterling Ave was $6,915, up 7.2% from the year before.
Source: Ocean County and Lavallette Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Lavallette Borough |
| Unified School District | Lavallette Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $682,000 (-) Land $369,000 Building $313,000 | $682,000 (-) Land $369,000 Building $313,000 | |
| 2025 | $6,915.00 (+7.19%) | $682,000 Land $369,000 Building $313,000 | $682,000 Land $369,000 Building $313,000 |
| 2024 | $6,451.00 | ||
| 2023 | $682,000 Land $369,000 Building $313,000 | $682,000 Land $369,000 Building $313,000 | |
| 2022 | $5,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Sterling Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 572 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 690 units insured incl. 118 condo units |
| Nearby Flood Claims | 816 (1979–2024) |
| Claims Outside the SFHA | 11 of 816 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Sterling Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALLETTE WATER DEPT serves 25,000 people · EPA ID NJ1515001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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