4 Stearns St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 4 Stearns St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,610 sqft · built 1875
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$737,500 (Sep 2021)
Tax Bill	$10,911 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-43-2685`

Property Details

APN / Parcel Number

Primary APN	`51-43-2685`
Alternative APNs	`FRAM M:051 B:43 L:2685 U:000` `M:296.0 B:0185 L:0001.0` `F_684287_2943657` `7535`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,610 sqft Living Area
Gross Area	5,573 sqft
1st Floor Area	1,359 sqft
Attic	Attic
Attic Area	1,251 sqft
Basement Area	1,347 sqft
Unfinished Basement	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7535
Street Address	4 STEARNS ST
City	FRAMINGHAM
State	MA
Zip	01701-3567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	43
Legal Lot Number	2685
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1017
Census Tract	383800

Owner

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 STEARNS ST, FRAMINGHAM, MA 01701-3567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Mar 30, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	2021204351
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Sep 14, 2021
Property Address	4 STEARNS ST, FRAMINGHAM, MA 01701-3567
Document Number	78694-216
Book / Page	78694 / 216
Instrument Date	Sep 14, 2021
Instrument	204351
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 STEARNS ST, FRAMINGHAM, MA 01701-3567

Mortgage

Document Number	204352
Date	Sep 14, 2021
Instrument	204352

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	4 STEARNS ST, FRAMINGHAM, MA 01701-3567
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74112-500
Date	Feb 11, 2020
Book Page	74112/500
Instrument	20301

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

March 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Mar 30, 2021
Property Address	4 STEARNS ST, FRAMINGHAM, MA 01701-3567
Document Number	77377-29
Book / Page	77377 / 29
Instrument Date	Mar 30, 2021
Instrument	71006
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STEARNS ST, CAMBRIDGE, MA 02138-6712

Mortgage

Document Number	71007
Date	Mar 30, 2021
Instrument	71007

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,911.00 (+11.09%)	$913,800 (+15.92%) Land $271,000 Building $642,800	$896,705 (+0.54%)
2024	$9,822.00 (+5.54%)	$788,300 (+10.89%) Land $242,100 Building $546,200	$891,860
2023	$9,306.00	$710,900 Land $216,100 Building $494,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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