4 Stearns Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 4 Stearns Rd, Bedford, MA 01730

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,415 sqft · built 1998
Lot Size291 acres (12,685,529 sqft)
Owner2 Individual Names on Record
Last Sale$1,220,000 (Sep 2026)
Tax Bill$119 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:026 P:0002=056

Property Details

APN / Parcel Number

Primary APNM:026 P:0002=056
Alternative APN
  • BEDF M:026 P:0002-056

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,415 sqft Living Area
Gross Area5,197 sqft
1st Floor Area2,974 sqft
Basement Area1,356 sqft
Unfinished Basement1,356 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,685,529 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4 STEARNS RD
CityBEDFORD
StateMA
Zip01730-1077
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
JurisdictionBEDFORD MA
Township / Civil DivisionBEDFORD
Census Block Group4
Census Block4006
Census Tract359303

Owner

Source: Middlesex County and Bedford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4 STEARNS RD, 56, BEDFORD, MA 01730-1077
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2026 · Amount on Record
Deed SaleSep 10, 2026 · Amount on Record
Prior SaleOct 30, 2007 · Amount on Record
Deed Document Number2026115262
Deed Book / Page86124 / 168
Record UpdatedOct 29, 2026

September 2026: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionBEDFORD MA
Recording DateSep 10, 2026
Property Address4 STEARNS RD, BEDFORD, MA 01730-1077
Document Number0000115262
Book / Page86124 / 168
Instrument DateAug 24, 2026
Instrument2026115262
Transaction TypeTransfer
Record UpdatedSep 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

DateSep 10, 2026
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBedford Town
Unified School DistrictBedford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$119.00 (-98.89%)$995,100 (+9.99%) Building $995,100$1,036,545
2024$10,748.00 (+1.96%)$904,700 (+7.12%) Building $904,700
2023$10,541.00$844,600 Building $844,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD WATER DEPT.
serves 14,955 people · EPA ID MA3023000
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Stearns Rd

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