4 State St, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 4 State St, Wilmington, MA 01887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,024 sqft · built 1952
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Trust Names on File
Last Sale	$445,000 (Mar 2012)
Tax Bill	$9,023 (2026)
Deeds & Mortgages	Aug 2021 Transfer Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WILM M:0051 L:0000 P:0034`

Property Details

APN / Parcel Number

Primary APN	`WILM M:0051 L:0000 P:0034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
Gross Area	3,370 sqft
1st Floor Area	852 sqft
Basement Area	700 sqft
Unfinished Basement	518 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 STATE ST
City	WILMINGTON
State	MA
Zip	01887-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	WILMINGTON
Jurisdiction	WILMINGTON MA
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3006
Census Tract	331102

Owner

4 State St is owner-occupied and held in a trust since August 2021.

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 STATE ST, WILMINGTON, MA 01887-2429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2019	Quit Claim Deed, Transfer METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2012 · Amount on File
Deed Sale	Mar 8, 2012 · Amount on File
Prior Sale	Mar 31, 2006 · Amount on File
Deed Book / Page	25781 / 255
Last Transfer Date	Aug 5, 2021
Transfer Doc	36139-229
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILMINGTON MA
Recording Date	Aug 17, 2021
Property Address	4 STATE ST, WILMINGTON, MA 01887-2429
Document Number	36139-229
Book / Page	36139 / 229
Instrument Date	Aug 5, 2021
Instrument	48424
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STATE ST, WILMINGTON, MA 01887-2429

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILMINGTON MA
Recording Date	Nov 13, 2019
Property Address	4 STATE ST, WILMINGTON, MA 01887-2429
Document Number	33550-193
Book / Page	033550 / 000193
Instrument Date	Nov 6, 2019
Instrument	50229
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STATE ST WILMINGTON MA 018872429, WILMINGTON, MA 01887-2429

Mortgage

Document Number	33550-197
Date	Nov 13, 2019
Book Page	033550/000197
Instrument	50230

Lender

Name	METRO CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4 State St was $9,023, up 7.5% from the year before.

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wilmington Town
Unified School District	Wilmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,023.00 (+7.46%)	$790,800 (+7.83%) Land $298,300 Building $492,500	$810,912 (-4.28%)
2025	$8,397.00 (+2.7%)	$733,400 (+2.53%) Land $276,200 Building $457,200	$847,210 (+3.17%)
2024	$8,176.00 (+7.06%)	$715,300 (+11.84%) Land $276,200 Building $439,100	$821,180
2023	$7,637.00	$639,600 Land $251,100 Building $388,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 State St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1979–2023)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State St

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