4 St James Dr, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 4 St James Dr, Andover, MA 01810

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 2,165 sqft · built 2011
Lot Size14 acres (612,124 sqft)
Owner2 Individual Names on Record
Last Sale$702,500 (Apr 2021)
Tax Bill$9,484 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APNANDO M:00128 B:00031 L:00010

Property Details

APN / Parcel Number

Primary APNANDO M:00128 B:00031 L:00010

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,165 sqft Living Area
Gross Area3,993 sqft
Basement Area1,123 sqft
Unfinished Basement1,123 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area612,124 sqft (14 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4 ST JAMES DR
CityANDOVER
StateMA
Zip01810-4341
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSRC
Legal Block31
Legal Lot Number10
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group4
Census Block4016
Census Tract254402

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 ST JAMES DR, ANDOVER, MA 01810-4341
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Condominium Deed, Transfer · Stand-Alone First Mortgage
DRAPER AND KRAMER MORTGAGE CORP.
Jun 4, 2018Condominium Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleJul 18, 2014 · Amount on Record
Deed Book / Page16896 / 255
Transfer Doc15499-105
Record UpdatedSep 20, 2026

April 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionANDOVER MA
Recording DateApr 26, 2021
Property Address4 ST JAMES DR, ANDOVER, MA 01810-4341
Document Number016896-255
Book / Page16896 / 255
Instrument DateApr 26, 2021
Instrument13803
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 ST JAMES DR, ANDOVER, MA 01810-4341

Mortgage

Document Number0000013804
DateApr 26, 2021
Instrument13804
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2018: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionANDOVER MA
Recording DateJun 4, 2018
Property Address4 ST JAMES DR, ANDOVER, MA 01810-4341
Document Number15499-105
Book / Page015499 / 000105
Instrument DateDec 1, 2017
Instrument12675
Transaction TypeTransfer
Record UpdatedJun 26, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address4 ST JAMES DR ANDOVER MA 018104341, ANDOVER, MA 01810-4341

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,484.00 (-1.24%)$759,300 (+1.84%) Building $759,300$862,885
2024$9,603.00 (+3.32%)$745,600 (+9.58%) Building $745,600
2023$9,294.00$680,400 Building $680,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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