Delaware County and Sidney Town property record for 4 Spruce St, Sidney, NY 13838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,266 sqft · built 1957 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Jul 2025) |
| Tax Bill | $4,606 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125001 115.19-8-13 |
| Primary APN | 125001 115.19-8-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 137 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 348 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08202553021 |
|---|---|
| Street Address | 4 SPRUCE ST |
| City | SIDNEY |
| State | NY |
| Zip | 13838-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | J NABINGER LOT 6 & 7 |
| Legal Block | 8 |
| Legal Lot Number | 13.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | SIDNEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 970402 |
4 Spruce St is owned and occupied by an individual who bought it in July 2025.
Source: Delaware County and Sidney Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48835 STATE HIGHWAY 10, DELHI, NY 13753-3241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2018 | Deed of Trust, Mortgage HOUSING TRUST FUND CORP |
| Jul 14, 2025 | Executor's Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on File |
| Deed Sale | Jul 14, 2025 · Amount on File |
| Deed Book / Page | 1823 / 73 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 4 SPRUCE ST, SIDNEY, NY 13838-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002160/0000000299 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 0000002160/0000000299 |
| Instrument | 000000009461 |
| Name | HOUSING TRUST FUND CORP |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Jul 14, 2025 |
| Property Address | 4 SPRUCE ST, SIDNEY, NY 13838-1627 |
| Document Number | 0001823/73 |
| Book / Page | 1823 / 73 |
| Instrument Date | Jul 10, 2025 |
| Instrument | 4121 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48835 STATE HIGHWAY 10, DELHI, NY 13753-3241 |
| Document Number | 0000004122 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 4122 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2026 property tax bill for 4 Spruce St was $4,606 with a veteran's exemption, up 9.5% from the year before.
Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Sidney Town |
| Municipality | Sidney Village |
| Unified School District | Sidney Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,606.00 (+9.46%) Veteran's exemption | ||
| 2025 | $4,208.00 | $81,160 Land $10,100 Building $71,060 | $162,320 Land $20,200 Building $142,120 |
| 2023 | $81,160 (-) Land $10,100 Building $71,060 | $138,600 (+9.74%) Land $17,248 Building $121,352 | |
| 2022 | $81,160 Land $10,100 Building $71,060 | $126,300 Land $15,717 Building $110,583 | |
| 2021 | $2,037.00 (-24.64%) | ||
| 2020 | $2,703.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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