4 Spruce St, Alfred, NY 14802 Property Records

Allegany County and Alfred Town property record for 4 Spruce St, Alfred, NY 14802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,771 sqft · built 1965
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,500 (Aug 2022)
Tax Bill	$6,912 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
APN	`022001 164.15-2-51`

Property Details

APN / Parcel Number

Primary APN	`022001 164.15-2-51`
Alternative APNs	`200116401500020510000000` `00000000504`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,771 sqft Living Area
1st Floor Area	1,045 sqft
Upper Floors Area	726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Canopy	221 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000504
Street Address	4 SPRUCE ST
City	ALFRED
State	NY
Zip	14802-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 23
Legal Block	2
Legal Lot Number	51.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	ALFRED
Census Block Group	3
Census Block	3018
Census Tract	950800

Owner

Source: Allegany County and Alfred Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SPRUCE ST, ALFRED, NY 14802-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HUNT MORTGAGE
Aug 31, 2017	Warranty Deed, Transfer · Conventional with PMI COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Jun 6, 2005 · Amount on Record
Deed Document Number	202225841
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Aug 3, 2022
Property Address	4 SPRUCE ST, ALFRED, NY 14802-1319
Document Number	0000005841
Instrument Date	Aug 1, 2022
Instrument	2022-25841
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 HULL ST APT 1, 1, ANSONIA, CT 06401-1168

Mortgage

Document Number	0000005842
Date	Aug 3, 2022
Instrument	2022-25842

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Aug 31, 2017
Property Address	4 SPRUCE ST, ALFRED, NY 14802-1319
Document Number	0000092245
Instrument Date	Aug 17, 2017
Instrument	92245
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 SPRUCE ST ALFRED NY 148021319, ALFRED, NY 14802-1319

Mortgage

Document Number	92246
Date	Aug 31, 2017
Instrument	92246

Lender

Name	COMMUNITY BK
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Allegany County and Alfred Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Alfred Town
Municipality	Alfred Village
Unified School District	Alfred-Almond Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,912.00 (+0.6%)
2025	$6,871.00	$104,500 (-) Land $9,120 Building $95,380	$177,119 (+13.56%) Land $15,458 Building $161,661
2023		$104,500 Land $9,120 Building $95,380	$155,970 Land $13,612 Building $142,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALFRED VILLAGE WATER SUPPLY serves 1,300 people · EPA ID NY0200309
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empire Long Distance Fiber	1,000 / 100
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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