Albany County and Colonie Town property record for 4 Spruce St, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1927 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,420 (2026) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 53.5-2-3 |
| Primary APN | 012689 53.5-2-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Composition/Composite |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05300500020030000000 |
|---|---|
| Street Address | 4 SPRUCE ST |
| City | ALBANY |
| State | NY |
| Zip | 12205-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-SPRUCE ST E-6 S-115-30 |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14001 |
4 Spruce St is owned by an individual who acquired it in April 2008.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 8626, ALBANY, NY 12208-0626 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2018 | Warranty Deed, Transfer CITY NAT'L BK |
| Jul 25, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 1999 |
| Deed Sale | Apr 8, 1999 |
| Prior Sale | Apr 8, 1999 · Amount on File |
| Deed Book / Page | 2627 / 71 |
| Last Transfer Date | Apr 28, 2008 |
| Transfer Doc | 0029180842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 5, 2018 |
| Property Address | 4 SPRUCE ST, ALBANY, NY 12205-5709 |
| Document Number | 0000022329 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 22329 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,460.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 300 VLY RD NISKAYUNA NY 123091923, NISKAYUNA, NY 12309-1923 |
| Investor | Possibly a Property Investor |
| Document Number | 22330 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 22330 |
| Name | CITY NAT'L BK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 4, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 25, 2017 |
| Property Address | 4 SPRUCE ST, ALBANY, NY 12205-5709 |
| Document Number | 0000017195 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 17195 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1202 TROY SCHENECTADY RD #3 LATHAM NY 12110, 3, LATHAM, NY 12110 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 4 Spruce St was $2,420, down 8.7% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,420.00 (-8.68%) | ||
| 2025 | $2,650.00 | $52,000 Land $10,400 Building $41,600 | $119,000 Land $23,800 Building $95,200 |
| 2023 | $52,000 (-) Land $10,400 Building $41,600 | $102,000 (+9.36%) Land $20,400 Building $81,600 | |
| 2022 | $52,000 Land $10,400 Building $41,600 | $93,274 Land $18,655 Building $74,619 | |
| 2021 | $2,380.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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