4 Spruce Run Rd, Glen Gardner, NJ 08826 Property Records

Hunterdon County and Lebanon Township property record for 4 Spruce Run Rd, Glen Gardner, NJ 08826

Property Summary

Property Type	Single Family Home
Details	2,884 sqft · built 1881
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Mar 2018)
Tax Bill	$11,339 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00035-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`19-00035-0000-00002-01`
Alternative APNs	`19000350000000020001` `1900035000000002A`

Interior

Stories	2 Stories
Building Area	2,884 sqft Living Area

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Construction Type	Frame
Lot Area	72,310 sqft

Location & Zoning

Old Parcel Number	1900035000000002A
Street Address	4 SPRUCE RUN RD
City	GLEN GARDNER
State	NJ
Zip	08826-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1.5
Legal Block	35
Legal Lot Number	2.1
Jurisdiction	HUNTERDON NJ
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2026
Census Tract	10201

Owner

4 Spruce Run Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Hunterdon County and Lebanon Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 SPRUCE RUN RD, GLEN GARDNER, NJ 08826-3240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Mar 22, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2018 · Amount on File
Deed Sale	Mar 22, 2018 · Amount on File
Prior Sale	Jun 7, 1994 · Amount on File
Deed Document Number	201858920
Deed Book / Page	2431 / 326
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	4 SPRUCE RUN RD, GLEN GARDNER, NJ 08826-3240
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20210407000106870
Date	Apr 7, 2021
Book Page	4353/166
Instrument	20210407000106870

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Mar 22, 2018
Property Address	4 SPRUCE RUN RD, GLEN GARDNER, NJ 08826-3240
Document Number	0000058920
Book / Page	002431 / 000325
Instrument Date	Feb 22, 2018
Instrument	58920
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	NFTS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 SPRUCE RUN RD GLEN GARDNER NJ 088263240, GLEN GARDNER, NJ 08826-3240

Mortgage

Document Number	58930
Date	Mar 22, 2018
Book Page	004086/000239
Instrument	58930

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Spruce Run Rd was $11,339, up 6.1% from the year before.

Source: Hunterdon County and Lebanon Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
County Subdivision	Lebanon Township
Elementary School District	Lebanon Township School District (KG - 08)
Secondary School District	North Hunterdon-Voorhees Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,900 (-) Land $106,700 Building $275,200	$381,900 (-) Land $106,700 Building $275,200
2025	$11,339.00 (+6.12%)	$381,900 Land $106,700 Building $275,200	$381,900 Land $106,700 Building $275,200
2024	$10,685.00
2023		$381,900 Land $106,700 Building $275,200	$381,900 Land $106,700 Building $275,200
2022	$9,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Spruce Run Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Spruce Run Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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