4 Spruce Ct, Bethalto, IL 62010 Property Records

Madison County property record for 4 Spruce Ct, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,118 sqft · built 2009
Lot Size	0.211 acres (9,190 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Mar 2018)
Tax Bill	$7,026 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Sale & Mortgage
APN	`19-2-08-01-13-301-071`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-01-13-301-071`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	9,190 sqft (0.211 acres)
Lot Dimensions	70 ft deep x 131 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4 SPRUCE CT
City	BETHALTO
State	IL
Zip	62010-1095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS NO. 17 LOT 223 131.28 X 70 IRREGULAR
Legal Subdivision	WHISPERING OAKS 17
Legal Lot Number	223
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1040
Census Tract	401721

Owner

4 Spruce Ct is owned and occupied by an individual who bought it in March 2018.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4 SPRUCE CT, BETHALTO, IL 62010-1095
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Prior Sale	Oct 5, 2015 · Amount on File
Deed Document Number	20187981
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4 SPRUCE CT, BETHALTO, IL 62010-1095
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018348
Date	Apr 28, 2021
Instrument	2021R18348

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 16, 2018
Property Address	4 SPRUCE CT, BETHALTO, IL 62010-1095
Document Number	0000007981
Instrument Date	Mar 15, 2018
Instrument	7981
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	SERENITY TITLE AND ESCROW LIMITED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRUCE CT BETHALTO IL 620101095, BETHALTO, IL 62010-1095

Mortgage

Document Number	7982
Date	Mar 16, 2018
Instrument	7982

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Spruce Ct was $7,026 with a homeowner's exemption, up 7.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,026.00 (+7.32%)	$107,200 Land $21,600 Building $85,600	$321,600 Land $64,800 Building $256,800
2024	$6,547.00
2022	$5,578.00	$79,510 Land $17,160 Building $62,350	$238,769 Land $51,532 Building $187,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4 Spruce Ct; there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1982–1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Spruce Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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