4 Spring Valley Rd, Park Ridge, NJ 07656 Property Records

Bergen County and Park Ridge Borough property record for 4 Spring Valley Rd, Park Ridge, NJ 07656

Property Summary

Property Type	Single Family Home
Details	4,215 sqft · built 2002
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$876,000 (Jul 2021)
Tax Bill	$25,274 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-00902-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`47-00902-0000-00001`
Alternative APNs	`470090200001` `090201`

Interior

Building Area	4,215 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Account Number	090201
Street Address	4 SPRING VALLEY RD, RO
City	PARK RIDGE
State	NJ
Zip	07656-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	.52AC
Legal Subdivision	PARK RDG
Legal Block	902
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	PARK RIDGE
Census Block Group	2
Census Block	2009
Census Tract	43001

Owner

Source: Bergen County and Park Ridge Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 11, 2018	Deed with Mortgage, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	2021122298
Deed Book / Page	4302 / 1084
Prior Transfer Date	Oct 21, 2002
Prior Transfer Doc	8528000045
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 29, 2021
Property Address	4 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1821
Document Number	0043021084
Book / Page	4302 / 1084
Instrument Date	Jul 13, 2021
Instrument	2021122298
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	FOUNDATION TTL LLC HACKENSAC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,136.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9217 COVE POINT CIR, 9217, BOYNTON BEACH, FL 33472-2765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1821

Mortgage

Document Number	0043021089
Date	Jul 29, 2021
Book Page	4302/1089
Instrument	2021122299

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037120411
Date	Sep 17, 2020
Book Page	3712/411
Instrument	20-087462

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1821
Document Number	0033360772
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	PRIMETIME TITLE AGENCY LLC, PRIMETIME TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 SPRING VALLEY RD PARK RIDGE NJ 076561821, PARK RIDGE, NJ 07656-1821

Mortgage

Document Number	0033360772
Date	Aug 30, 2019
Book Page	003336/000772
Instrument	57323

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

September 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Sep 11, 2018
Property Address	4 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1821
Document Number	0030482108
Book / Page	003048 / 002108
Instrument Date	Aug 27, 2018
Instrument	64478
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 SPRING VALLEY RD PARK RIDGE NJ 076561821, PARK RIDGE, NJ 07656-1821

Mortgage

Document Number	30482115
Date	Sep 11, 2018
Book Page	003048/002115
Instrument	64478

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1821
Document Number	0026481077
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRING VALLEY RD PARK RIDGE NJ 076561821, PARK RIDGE, NJ 07656-1821

Mortgage

Document Number	0026481077
Date	Jun 23, 2017
Book Page	002648/001077

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Park Ridge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Park Ridge Borough
Unified School District	Park Ridge Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$758,300 (-) Land $261,900 Building $496,400	$758,300 (-) Land $261,900 Building $496,400
2025	$25,274.00 (+2.62%)	$758,300 (-) Land $261,900 Building $496,400	$758,300 (-) Land $261,900 Building $496,400
2024	$24,629.00 (+5.15%)
2023		$758,300 Land $261,900 Building $496,400	$758,300 Land $261,900 Building $496,400
2022	$23,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–2006)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK RIDGE WATER DEPT serves 16,466 people · EPA ID NJ0247001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Spring Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures