Flagler County property record for 4 Spring St, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,806 sqft · built 2023 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Apr 2023) |
| Tax Bill | $4,736 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-31-2755-00000-1960 |
| Primary APN | 05-12-31-2755-00000-1960 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| 1st Floor Area | 1,806 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,251 sqft (0.144 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4 SPRING ST |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-0012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE GABLES AT TOWN CENTER MB 40 PG 20 LOT 196 |
| Legal Subdivision | THE GABLES AT TOWN CENTER |
| Legal Lot Number | 196 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 60213 |
Source: Flagler County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 SPRING ST, PALM COAST, FL 32164-0012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 13, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 28, 2022 | Special Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on Record |
| Deed Sale | Apr 13, 2023 · Amount on Record |
| Prior Sale | Mar 28, 2022 · Amount on Record |
| Deed Document Number | 202314864 |
| Deed Book / Page | 2771 / 61 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 13, 2023 |
| Property Address | 4 SPRING ST, PALM COAST, FL 32164-0012 |
| Document Number | 0027710061 |
| Book / Page | 2771 / 61 |
| Map Reference | MB 40 PG 20-25 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023014864 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,933.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 290490, PORT ORANGE, FL 32129-0490 |
| Name | Verified Name |
|---|---|
| Address | 4 SPRING ST, PALM COAST, FL 32164-0012 |
| Investor | Possibly a Property Investor |
| Document Number | 0000277162 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2771/62 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 28, 2022 |
| Property Address | 4 SPRING ST, PALM COAST, FL 32164-0012 |
| Document Number | 0026711885 |
| Book / Page | 2671 / 1885 |
| Map Reference | MB 40 PG 20-25 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2022016043 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $413.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 290490, PORT ORANGE, FL 32129-0490 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 290490, PORT ORANGE, FL 32129-0490 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,736.00 (-10.12%) Homeowner's exemption | $303,743 (+539.46%) | $344,887 (+626.08%) Land $51,000 Building $293,887 |
| 2024 | $5,269.00 (+245.96%) | ||
| 2023 | $1,523.00 (+23.52%) | $47,500 (+53.23%) Land $47,500 | $47,500 (+53.23%) Land $47,500 |
| 2022 | $1,233.00 | $31,000 Land $31,000 | $31,000 Land $31,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures