4 Spring St, Highland Lakes, NJ 07422 Property Records

Sussex County and Vernon Township property record for 4 Spring St, Highland Lakes, NJ 07422

Property Summary

Property Type	Single Family Home
Details	625 sqft · built 1964
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Sep 2022)
Tax Bill	$5,457 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-00474-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`22-00474-0000-00036`
Alternative APN	`22001590100018`

Interior

Building Area	625 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	100 ft deep x 44 ft wide

Location & Zoning

Old Parcel Number	22001590100018
Street Address	4 SPRING ST
City	HIGHLAND LAKES
State	NJ
Zip	07422-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLC
Legal Block	474
Legal Lot Number	36
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1019
Census Tract	371502

Owner

Source: Sussex County and Vernon Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4 SPRING ST, HIGHLAND LAKES, NJ 07422-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 8, 2021	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Jun 30, 2017	Grant Deed, Transfer · Conventional Mortgage GREENWAY MTG FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	202210270040
Deed Book / Page	3650 / 610
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 23, 2022
Property Address	4 SPRING ST, HIGHLAND LAKES, NJ 07422-1309
Document Number	0036500610
Book / Page	3650 / 610
Instrument Date	Sep 12, 2022
Instrument	20220923010270040
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	EVOLUTION TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 NUTLEY AVE, 300, NUTLEY, NJ 07110-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRING ST, HIGHLAND LAKES, NJ 07422-1309

Mortgage

Document Number	0101990885
Date	Sep 23, 2022
Book Page	10199/885
Instrument	20220923010270050

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	4 SPRING ST, HIGHLAND LAKES, NJ 07422-1309
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099000781
Date	Feb 8, 2021
Book Page	9900/781
Instrument	20210208010027770

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 8, 2021
Property Address	4 SPRING ST, HIGHLAND LAKES, NJ 07422-1309
Document Number	0035780658
Book / Page	3578 / 658
Instrument Date	Nov 24, 2020
Instrument	20210208010027760
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$553.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 ALTURAS RD, 105, HIGHLAND LAKES, NJ 07422-2058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 SPRING ST, HIGHLAND LAKES, NJ 07422-1309

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jun 30, 2017
Property Address	4 SPRING ST, HIGHLAND LAKES, NJ 07422-1309
Document Number	0034340133
Book / Page	003434 / 000133
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	TRI-COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRING ST HIGHLAND LAKES NJ 074221309, HIGHLAND LAKES, NJ 07422-1309

Mortgage

Document Number	95080628
Date	Jun 30, 2017
Book Page	009508/000628

Lender

Name	GREENWAY MTG FNDG
Type	Mortgage Company
Address	MIDDLETON, NJ 07448

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,700 (-) Land $171,000 Building $61,700	$232,700 (-) Land $171,000 Building $61,700
2025	$5,457.00 (+5.41%)	$232,700 (+12.91%) Land $171,000 Building $61,700	$232,700 (+12.91%) Land $171,000 Building $61,700
2024	$5,177.00 (+2.03%)
2023		$206,100 Land $151,000 Building $55,100	$206,100 Land $151,000 Building $55,100
2022	$5,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HIGHLAND LAKES private · serves 88 people · EPA ID NJ1922017
Water Source	Groundwater
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures