St. Charles County property record for 4 Spring Oaks Dr, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,443 sqft · built 2000 |
| Lot Size | 0.06 acres (2,622 sqft) |
| Owner | Trust Name on File |
| Last Sale | $162,500 (Aug 2010) |
| Tax Bill | $2,755 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T000900016 |
| Primary APN | T000900016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| Gross Area | 3,294 sqft |
| 1st Floor Area | 1,443 sqft |
| Basement Area | 1,431 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 2,622 sqft (0.06 acres) |
| Lot Dimensions | 69 ft deep x 38 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 80 sqft |
| Account Number | T000900016 |
|---|---|
| Street Address | 4 SPRING OAKS DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-5194 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SPRING OAKS LOT 1B |
| Legal Subdivision | SPRING OAKS |
| Legal Lot Number | 1B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 310902 |
4 Spring Oaks Dr, a condominium, is owner-occupied and held in a trust since October 2024.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4 SPRING OAKS DR, SAINT CHARLES, MO 63303-5194 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2010 · Amount on File |
| Deed Sale | Aug 9, 2010 · Amount on File |
| Prior Sale | Jul 13, 2010 · Amount on File |
| Deed Document Number | 2010486050 |
| Deed Book / Page | 5426 / 880 |
| Last Transfer Date | Oct 24, 2024 |
| Transfer Doc | 0000044385 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4 Spring Oaks Dr was $2,755.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,683 (-) | $250,964 (-) Building $250,964 | |
| 2025 | $2,755.00 | $47,683 | $250,964 |
| 2023 | $45,188 | ||
| 2022 | $237,830 Building $237,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Spring Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Spring Oaks Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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