4 Spinnaker St, Sandwich, MA 02563 Property Records

Barnstable County and Sandwich Town property record for 4 Spinnaker St, Sandwich, MA 02563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,388 sqft · built 1986
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Dec 2016)
Tax Bill	$8,200 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAND M:0013 B:0042`

Property Details

APN / Parcel Number

Primary APN	`SAND M:0013 B:0042`
Alternative APN	`3421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area
Gross Area	5,576 sqft
1st Floor Area	1,485 sqft
Basement Area	1,885 sqft
Unfinished Basement	1,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	3421
Street Address	4 SPINNAKER ST
City	SANDWICH
State	MA
Zip	02563-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	PLAN 35991-B SHEET 08
Legal Block	42
Jurisdiction	SANDWICH MA
Township / Civil Division	SANDWICH
Census Block Group	3
Census Block	3009
Census Tract	13500

Owner

4 Spinnaker St is owned and occupied by an individual who bought it in December 2016.

Source: Barnstable County and Sandwich Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 SPINNAKER ST, SANDWICH, MA 02563-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2016 · Amount on File
Deed Sale	Dec 19, 2016 · Amount on File
Prior Sale	Apr 3, 2012 · Amount on File
Transfer Doc	0001311006
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Property Address	4 SPINNAKER ST, SANDWICH, MA 02563-2626
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001432074
Date	Jun 21, 2021
Instrument	1432074

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Property Address	4 SPINNAKER ST, SANDWICH, MA 02563-2626
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1432074
Date	Jun 21, 2021
Instrument	1432074

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Property Address	4 SPINNAKER ST, SANDWICH, MA 02563-2626
Document Number	0001400945
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPINNAKER ST SANDWICH MA 025632626, SANDWICH, MA 02563-2626

Mortgage

Document Number	0001400945
Date	Jul 20, 2020
Instrument	1400945

Lender

Name	NFM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Spinnaker St was $8,200.

Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Sandwich Town
Unified School District	Sandwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,200.00	$775,800 Land $178,200 Building $597,600	$779,380
2023	$7,894.00	$686,400 Land $144,700 Building $541,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Spinnaker St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1991–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Spinnaker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH WATER DISTRICT serves 23,000 people · EPA ID MA4261000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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