4 Spinnaker Dr, Riverside, RI 02915 Property Records

East Providence City property record for 4 Spinnaker Dr, Riverside, RI 02915

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,624 sqft · built 2000
Lot Size	0.184 acres (8,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jan 2026)
Tax Bill	$6,796 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-2362-00`

Property Details

APN / Parcel Number

Primary APN	`61-2362-00`
Alternative APN	`EPRO M:414 B:26 L:002 U`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
Gross Area	3,504 sqft
1st Floor Area	812 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,028 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	61-2362-00
Street Address	4 SPINNAKER DR
City	RIVERSIDE
State	RI
Zip	02915-3689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	26
Legal Lot Number	2
Jurisdiction	EAST PROVIDENCE RI
Township / Civil Division	EAST PROVIDENCE
Census Block Group	1
Census Block	1005
Census Tract	10600

Owner

Source: East Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SPINNAKER DR, RIVERSIDE, RI 02915-3689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · Conventional Mortgage HARBORONE MORTGAGE
Dec 5, 2025	Deed, Transfer
Oct 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	2026212
Deed Book / Page	4961 / 237
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	4333-41
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST PROVIDENCE RI
Recording Date	Jan 14, 2026
Property Address	4 SPINNAKER DR, RIVERSIDE, RI 02915-3689
Document Number	004961-237
Book / Page	4961 / 237
Instrument Date	Jan 14, 2026
Instrument	202600000212
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 SPINNAKER DR, RIVERSIDE, RI 02915-3689

Mortgage

Document Number	202600000213
Date	Jan 14, 2026
Instrument	202600000213

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Feb 1, 2031
Index	Other
Margin	3

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	EAST PROVIDENCE RI
Recording Date	Dec 5, 2025
Property Address	4 SPINNAKER DR, RIVERSIDE, RI 02915-3689
Document Number	004949-146
Book / Page	4949 / 146
Instrument Date	Dec 2, 2025
Instrument	202500006151
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST PROVIDENCE RI
Recording Date	Oct 28, 2020
Property Address	4 SPINNAKER DR, RIVERSIDE, RI 02915-3689
Document Number	4333-41
Book / Page	004333 / 000041
Instrument Date	Sep 24, 2020
Instrument	7133
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPINNAKER DR RIVERSIDE RI 029153689, RIVERSIDE, RI 02915-3689

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST PROVIDENCE RI
Property Address	4 SPINNAKER DR, RIVERSIDE, RI 02915-3689
Document Number	3956-250
Book / Page	003956 / 000250
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPINNAKER DR RIVERSIDE RI 029153689, RIVERSIDE, RI 02915-3689

Mortgage

Document Number	3956-250
Date	Oct 24, 2017
Book Page	003956/000250
Instrument	6887

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2032

Tax Assessment & Valuation

Source: East Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	East Providence City
Unified School District	East Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,796.00 (+10.9%)	$520,000 (+25.24%) Land $150,600 Building $369,400	$604,071
2023	$6,128.00 (-11.32%)	$415,200 (+31.35%) Land $125,600 Building $289,600
2022	$6,910.00	$316,100 Land $91,500 Building $224,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1978–2019)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PROVIDENCE-CITY OF serves 47,961 people · EPA ID RI1615610
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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