4 Spindle Tree Ln, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 4 Spindle Tree Ln, Amesbury, MA 01913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,856 sqft · built 1997
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (Mar 2026)
Tax Bill	$11,331 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2025 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`AMES M:83 B:0001`

Property Details

APN / Parcel Number

Primary APN	`AMES M:83 B:0001`
Alternative APN	`4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	922 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 SPINDLE TREE LN
City	AMESBURY
State	MA
Zip	01913-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	POND HILL
Legal Block	1
Jurisdiction	AMESBURY MA
Township / Civil Division	AMESBURY TOWN
Census Block Group	4
Census Block	4005
Census Tract	266100

Owner

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Quit Claim Deed, Transfer KEYSTONE FUNDING INC
Nov 25, 2025	Quit Claim Deed, Transfer
Aug 21, 2018	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Dec 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Mar 31, 2020	Deed of Trust, Mortgage · ARM BANGOR SAVINGS BANK
Oct 2, 2017	Quit Claim Deed, Transfer · ARM MOUNTAINONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Nov 25, 2025 · Amount on Record
Deed Document Number	20261690
Deed Book / Page	43271 / 62
Prior Transfer Date	Mar 12, 2026
Prior Transfer Doc	0043271-62
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	Mar 13, 2026
Property Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Document Number	0043271-62
Book / Page	43271 / 62
Instrument Date	Mar 12, 2026
Instrument	1690
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106

Mortgage

Document Number	20260313001700
Date	Mar 13, 2026
Instrument	20260313001700

Lender

Name	KEYSTONE FUNDING INC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	Nov 25, 2025
Property Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Document Number	0043091-11
Book / Page	43091 / 11
Instrument Date	Nov 3, 2025
Instrument	20251125000730
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MAIN ST, SAUGUS, MA 01906-2356

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36952-241
Date	Aug 21, 2018
Book Page	36952/241
Instrument	180821002180

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38123-224
Date	Dec 18, 2019
Book Page	38123/224
Instrument	20191218000210

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37873-111
Date	Sep 25, 2019
Book Page	37873/111
Instrument	20190925002740

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38381-531
Date	Mar 31, 2020
Book Page	38381/531
Instrument	20200331003610

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2027

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	Oct 2, 2017
Property Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Document Number	36222-207
Book / Page	36222 / 207
Instrument	278
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$81.24
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPINDLE TREE LN, AMESBURY, MA 01913-2106

Mortgage

Document Number	36222-209
Date	Oct 2, 2017
Book Page	36222/209
Instrument	279

Lender

Name	MOUNTAINONE BK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Amesbury City
Unified School District	Amesbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,331.00 (+2.36%)	$752,900 (+4.06%) Land $310,400 Building $442,500	$853,208 (+21.4%)
2025	$11,070.00 (+4.77%)	$723,500 (+7.09%) Land $301,400 Building $422,100	$702,810
2024	$10,566.00 (+9.34%)	$675,600 (+14.24%) Land $284,200 Building $391,400
2023	$9,663.00	$591,400 Land $247,100 Building $344,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021–2022)
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000
Water Source	Surface water
Last State Inspection	Jun 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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