Clermont County property record for 4 Spencer Ct, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,824 sqft · built 2007 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Oct 2008) |
| Tax Bill | $5,102 (2025) |
| Deeds & Mortgages | Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-01-14.-502 |
| Primary APN | 29-01-14.-502 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Basement Area | 280 sqft |
| Unfinished Basement | 280 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,062 sqft (0.231 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 202 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 SPENCER CT |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-2364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH RIDGE SECTION ONE LOT 27 |
| Legal Subdivision | SOUTH RIDGE |
| Legal Lot Number | 27 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41503 |
4 Spencer Ct is owned and occupied by an individual who bought it in October 2008.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 SPENCER CT, AMELIA, OH 45102-2364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Aug 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2008 · Amount on File |
| Deed Sale | Oct 7, 2008 · Amount on File |
| Deed Document Number | 200825366 |
| Deed Book / Page | 2145 / 1137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4 SPENCER CT, AMELIA, OH 45102-2364 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4 SPENCER CT, AMELIA, OH 45102-2364 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4 SPENCER CT, AMELIA, OH 45102-2364 |
| Document Number | 0000015531 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 2951/819 |
| Instrument | 202300015531 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 182 Months |
| Due | Oct 1, 2038 |
The 2025 property tax bill for 4 Spencer Ct was $5,102 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,102.00 | $94,890 Land $14,910 Building $79,980 | |
| 2024 | $271,100 (-) Land $42,600 Building $228,500 | ||
| 2023 | $9,167.00 (+132.96%) Homeowner's exemption | $94,890 (+41.86%) Land $14,910 Building $79,980 | $271,100 Land $42,600 Building $228,500 |
| 2022 | $3,935.00 Homeowner's exemption | $66,890 Land $10,500 Building $56,390 | |
| 2020 | $191,100 Land $30,000 Building $161,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Spencer Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Spencer Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TATE-MONROE WATER ASSOCIATION PWS private · serves 24,092 people · EPA ID OH1301312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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