4 Sparrow Rd, Norfolk, MA 02056 Property Records

Norfolk County and Norfolk Town property record for 4 Sparrow Rd, Norfolk, MA 02056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,731 sqft · built 1984
Lot Size	0.876 acres (38,141 sqft)
Owner	2 Trust Names on File
Last Sale	$275,000 (Dec 1993)
Tax Bill	$11,310 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORF M:0012 B:0046 L:0099`

Property Details

APN / Parcel Number

Primary APN	`NORF M:0012 B:0046 L:0099`
Alternative APN	`13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,731 sqft Living Area
Gross Area	4,701 sqft
Basement Area	752 sqft
Unfinished Basement	752 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,141 sqft (0.876 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13
Street Address	4 SPARROW RD
City	NORFOLK
State	MA
Zip	02056-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	PINE BROOK ESTATES
Legal Block	46
Legal Lot Number	99
Jurisdiction	NORFOLK MA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2009
Census Tract	409102

Owner

4 Sparrow Rd is owner-occupied and held in a trust since June 2025.

Source: Norfolk County and Norfolk Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 SPARROW RD, NORFOLK, MA 02056-1737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 2, 2025	Quit Claim Deed, Transfer · Line of Credit CITIZENS BANK
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 1993 · Amount on File
Deed Sale	Dec 3, 1993 · Amount on File
Last Transfer Date	Jun 15, 2025
Transfer Doc	042503-293
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	4 SPARROW RD, NORFOLK, MA 02056-1737
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042727-246
Date	Oct 27, 2025
Book Page	42727/246
Instrument	75625

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORFOLK MA
Recording Date	Jul 2, 2025
Property Address	4 SPARROW RD, NORFOLK, MA 02056-1737
Document Number	042503-293
Book / Page	42503 / 293
Instrument Date	Jun 15, 2025
Instrument	44220
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPARROW RD, NORFOLK, MA 02056-1737

Mortgage

Document Number	0000048346
Date	Jul 2, 2025
Instrument	48346

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	4 SPARROW RD, NORFOLK, MA 02056-1737
Document Number	38135-433
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 SPARROW RD NORFOLK MA 020561737, NORFOLK, MA 02056-1737

Mortgage

Document Number	38135-433
Date	Jul 24, 2020
Book Page	038135/000433
Instrument	73340

Lender

Name	GUARANTY HM MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4 Sparrow Rd was $11,310, up 1% from the year before.

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Norfolk Town
Secondary School District	King Philip School District (07 - 12)
Elementary School District	Norfolk School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,310.00 (+1.03%)	$760,600 (+8.5%) Land $240,400 Building $520,200	$859,085 (+0.3%)
2025	$11,195.00 (+4.9%)	$701,000 (+2.28%) Land $193,000 Building $508,000	$856,520
2024	$10,672.00 (+5.05%)	$685,400 (+10.71%) Land $196,800 Building $488,600
2023	$10,159.00	$619,100 Land $196,800 Building $422,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Sparrow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Sparrow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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