4 Spar Rd, Norwalk, CT 06855 Property Records

Norwalk City property record for 4 Spar Rd, Norwalk, CT 06855

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,848 sqft · built 1956
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (May 2021)
Tax Bill	$16,257 (2026)
Deeds & Mortgages	Sep 2022 Refinance Sep 2021 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`D:3 B:75 L:8`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:75 L:8`
Alternative APNs	`NORW M:3 B:75 L:8` `NWLK M:3 B:75 L:8` `9316`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	3,918 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9316
Street Address	4 SPAR RD
City	NORWALK
State	CT
Zip	06855-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	75
Legal Lot Number	8
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2028
Census Tract	44300

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SPAR RD, NORWALK, CT 06855-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
May 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Jun 22, 2011 · Amount on Record
Deed Document Number	20212021005702
Deed Book / Page	9232 / 301
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	4 SPAR RD, NORWALK, CT 06855-2705
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009518-56
Date	Sep 2, 2022
Book Page	9518/56
Instrument	2022009267

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	4 SPAR RD, NORWALK, CT 06855-2705
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009323-293
Date	Sep 9, 2021
Book Page	9323/293
Instrument	2021012444

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	4 SPAR RD, NORWALK, CT 06855-2705
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009644-269
Date	Aug 22, 2023
Book Page	9644/269
Instrument	2023007542

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	May 5, 2021
Property Address	4 SPAR RD, NORWALK, CT 06855-2705
Document Number	009232-301
Book / Page	9232 / 301
Instrument Date	May 3, 2021
Instrument	2021005702
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2021005703
Date	May 5, 2021
Instrument	2021005703

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jun 1, 2031
Max Rate At Change	2.25%
Index	LIBOR

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,257.00 (+1.38%)	$670,910 (-) Land $352,480 Building $318,430	$2,002,059 (+326.3%)
2025	$16,035.00	$670,910 (+67.48%) Land $352,480 Building $318,430	$469,637 Land $246,736 Building $222,901
2024	$16,035.00 (+59.57%)
2023	$10,049.00 (+2.21%)	$400,580 (-) Land $176,940 Building $223,640
2022	$9,832.00	$400,580 Land $176,940 Building $223,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Also Mapped Here	NORWALK FIRST TAXING DISTRICT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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