St. Charles County property record for 4 Sovereign Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,937 sqft · built 2003 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $85,500 (Dec 2002) |
| Tax Bill | $7,037 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T021600015 |
| Primary APN | T021600015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,937 sqft Living Area |
| Gross Area | 7,181 sqft |
| 1st Floor Area | 3,937 sqft |
| Basement Area | 2,469 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Patio Area | 320 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021600015 |
|---|---|
| Street Address | 4 SOVEREIGN CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-7271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINGS MILL EST LOT 12 |
| Legal Subdivision | KINGS MILL ESTS |
| Legal Lot Number | 12 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 311154 |
4 Sovereign Ct is owner-occupied and held in a trust since December 2002.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4 SOVEREIGN CT, O FALLON, MO 63368-7271 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2002 · Amount on File |
| Deed Sale | Dec 23, 2002 · Amount on File |
| Deed Document Number | 2002131836 |
| Deed Book / Page | 3168 / 1973 |
| Prior Transfer Date | Dec 18, 2002 |
| Prior Transfer Doc | 0000131836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 SOVEREIGN CT, DARDENNE PRAIRIE, MO 63368-7271 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 SOVEREIGN CT, O FALLON, MO 63368-7271 |
| Document Number | 0000066401 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022R-066401 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | WINFIELD, MO 63389 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4 Sovereign Ct was $7,037, up 3.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,487 (-) | $613,089 (-) Land $100,000 Building $513,089 | |
| 2025 | $7,037.00 (+3.2%) | $116,487 | $613,089 Land $100,000 Building $513,089 |
| 2024 | $6,819.00 | ||
| 2023 | $109,721 | ||
| 2022 | $577,477 Land $70,000 Building $507,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Sovereign Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Sovereign Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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