Polk County property record for 4 South Ave E, Clear Lake, WI 54005
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,000 (Jun 2017) |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-00402-0000 |
| Primary APN | 113-00402-0000 |
|---|
| Lot Area | 68,389 sqft (1.57 acres) |
|---|
| Street Address | 4 SOUTH AVE E |
|---|---|
| City | CLEAR LAKE |
| State | WI |
| Zip | 54005-8551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTLOTS 148 & 151 ASSESSORS PLAT AND WLY 33' OF VACATED D ST V564/967 |
| Legal Lot Number | 148,151 |
| Jurisdiction | POLK WI |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 961100 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4 SOUTH AVE E, CLEAR LAKE, WI 54005-8551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Feb 24, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jun 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2017 · Amount on Record |
| Deed Sale | Jun 8, 2017 · Amount on Record |
| Deed Document Number | 852259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 4 SOUTH AVE E, CLEAR LAKE, WI 54005-8551 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000912733 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 912733 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 4 SOUTH AVE E, CLEAR LAKE, WI 54005-8551 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000906321 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 906321 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jun 8, 2017 |
| Property Address | 4 SOUTH AVE E, CLEAR LAKE, WI 54005-8551 |
| Document Number | 0000852259 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 852259 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000852260 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 852260 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Clear Lake Village |
| Unified School District | Clear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,518.00 (+3.9%) | $178,800 (-) Land $21,700 Building $157,100 | $256,800 (-0.27%) Land $31,166 Building $225,634 |
| 2023 | $3,386.00 | $178,800 Land $21,700 Building $157,100 | $257,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEAR LAKE WATERWORKS serves 1,061 people · EPA ID WI6490335 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NextGen Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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