4 Sosoa Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 4 Sosoa Ln, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,744 sqft · built 1760
Lot Size	0.464 acres (20,227 sqft)
Owner	Individual Name on File
Last Sale	$501,000 (Sep 2012)
Tax Bill	$7,274 (2025)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`WEST M:117 B:28`

Property Details

APN / Parcel Number

Primary APN	`WEST M:117 B:28`
Alternative APNs	`M:117 B:28 L` `12186601`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,744 sqft Living Area
Gross Area	7,415 sqft

Exterior

Year Built	Built 1760
Effective Year Built	Effective 1760
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	20,227 sqft (0.464 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12186601
Street Address	4 SOSOA LN
City	WESTERLY
State	RI
Zip	02891-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2036
Census Tract	50802

Owner

Source: Westerly Town records · APN WEST M:117 B:28

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 SOSOA LN, WESTERLY, RI 02891-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2012 · Amount on Record
Deed Sale	Sep 21, 2012 · Amount on Record
Prior Sale	Jan 04, 2012 · Amount on Record
Deed Book / Page	1931 / 205
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 SOSOA LN, WESTERLY, RI 02891-3224
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-10262
Date	Apr 21, 2021
Book Page	2021/10262
Instrument	2021-2321

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,274.00 (+7.32%)	$934,900 (+40.14%) Land $228,800 Building $706,100
2023	$6,778.00 (+0.59%)	$667,100 (-) Land $164,000 Building $503,100
2022	$6,738.00	$667,100 Land $164,000 Building $503,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024, tidal / storm surge
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 17% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.