4 Soneric Ln, Carolina, RI 02812 Property Records

Richmond Town property record for 4 Soneric Ln, Carolina, RI 02812

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,451 sqft · built 1985
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Nov 2020)
Tax Bill	$7,571 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jan 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4-1209-93`

Property Details

APN / Parcel Number

Primary APN	`4-1209-93`
Alternative APN	`RICH M:08C B:042 L:022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,451 sqft Living Area
Gross Area	5,490 sqft
Basement Area	2,269 sqft
Unfinished Basement	2,269 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4-1209-93
Street Address	4 SONERIC LN
City	CAROLINA
State	RI
Zip	02812-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	42
Legal Lot Number	22
Jurisdiction	RICHMOND RI
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4045
Census Tract	50600

Owner

Source: Richmond Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SONERIC LN, CAROLINA, RI 02812-1148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Jan 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 13, 2020	Deed, Transfer · Stand-Alone First Mortgage PRIMARY RESIDENTIAL MORTGAGE
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 21, 2018	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Book / Page	342 / 446
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	333-657
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	4 SONERIC LN, RICHMOND, RI 02812-1148
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000374-778
Date	Apr 29, 2025
Book Page	374/778

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	4 SONERIC LN, RICHMOND, RI 02812-1148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	333-576
Date	Jan 13, 2020
Book Page	333/576

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHMOND RI
Recording Date	Nov 13, 2020
Property Address	4 SONERIC LN, RICHMOND, RI 02812-1148
Document Number	342-446
Book / Page	342 / 446
Instrument Date	Nov 11, 2020
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	SONERIC LN, CAROLINA, RI

Mortgage

Document Number	342448
Date	Nov 13, 2020
Instrument	342/448

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND RI
Recording Date	Jan 15, 2020
Property Address	4 SONERIC LN, RICHMOND, RI 02812-1148
Document Number	333-657
Book / Page	000333 / 000657
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4 SONERIC LN RICHMOND RI 028121148, RICHMOND, RI 02812-1148

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	4 SONERIC LN, RICHMOND, RI 02812-1148
Document Number	318-603
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SONERIC LN RICHMOND RI 028121148, RICHMOND, RI 02812-1148

Mortgage

Document Number	318-603
Date	Feb 21, 2018
Book Page	000318/000603
Instrument	48905

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

Source: Richmond Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Richmond Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,571.00 (-0.62%)	$516,100 (-) Land $117,700 Building $398,400	$633,827
2023	$7,618.00	$516,100 Land $117,700 Building $398,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1999–2014)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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