4 Smith St, Newbury, MA 01951 Property Records

Essex County and Newbury Town property record for 4 Smith St, Newbury, MA 01951

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,078 sqft · built 1951
Lot Size	0.113 acres (4,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2019)
Tax Bill	$7,057 (2025)
Deeds & Mortgages	May 2020 Refinance May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`NEWB M:0U05 B:0000 L:00042`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0U05 B:0000 L:00042`
Alternative APN	`NBRY M:0U05 B:0000 L:00042`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,078 sqft Living Area
Gross Area	1,700 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,901 sqft (0.113 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	4 SMITH ST
City	NEWBURY
State	MA
Zip	01951-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	PLUM ISLAND BEACH CO SEC 01&2
Legal Lot Number	42
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	2
Census Block	2009
Census Tract	269100

Owner

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SMITH ST, NEWBURY, MA 01951-1349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW JERSEY LENDERS CORP
May 16, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Nov 15, 2012 · Amount on Record
Deed Book / Page	37515 / 91
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	4 SMITH ST, NEWBURY, MA 01951-1349
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38558-406
Date	May 28, 2020
Book Page	38558/406
Instrument	20200528004150

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	May 16, 2019
Property Address	4 SMITH ST, NEWBURY, MA 01951-1349
Document Number	37515-91
Book / Page	37515 / 91
Instrument Date	Apr 24, 2019
Instrument	20190516003870
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WORCESTER ST APT 9, 9, BOSTON, MA 02118-3458

Mortgage

Document Number	190516003880
Date	May 16, 2019
Instrument	190516003880

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,057.00 (+4.01%)	$947,300 (+7.23%) Land $599,300 Building $348,000	$832,105
2024	$6,785.00 (+19.66%)	$883,400 (+35.08%) Land $559,300 Building $324,100
2023	$5,670.00	$654,000 Land $364,500 Building $289,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 355 policies
Nearby Flood Policies	355 in force
Nearby Flood Claims	61 (1978–2025)
Claims Outside the SFHA	3 of 61
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 8 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWBURYPORT WATER DEPARTMENT serves 20,335 people · EPA ID MA3206000
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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