Valencia County property record for 4 Smith Ln, Belen, NM 87002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,433 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,768 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R170743 |
| Primary APN | R170743 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,433 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Split Level |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | R170743 |
|---|---|
| Street Address | 4 SMITH LN |
| City | BELEN |
| State | NM |
| Zip | 87002-8238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD LAND OF BOB R SMITH TRACT B1 1.00 AC MAP 86 C-5-18 1997 REV |
| Legal Subdivision | LAND OF BOB R SMITH |
| Legal Tract | B1 |
| Legal Block | 1 |
| Jurisdiction | VALENCIA NM |
| Township / Civil Division | LOS LUNAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970701 |
Source: Valencia County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4 SMITH LN, BELEN, NM 87002-8238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC |
| Nov 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC |
| Oct 29, 2018 | Trustee's Deed, Construction Loan · Line of Credit MYBANK |
| Sep 13, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2024 |
| Deed Sale | Feb 9, 2024 |
| Deed Document Number | 202401321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALENCIA NM |
| Recording Date | Feb 9, 2024 |
| Property Address | 4 SMITH LN, BELEN, NM 87002-8238 |
| Document Number | 0202401321 |
| Map Reference | CAB I PG 940 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 202401321 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF NM INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 SMITH LN, BELEN, NM 87002-8238 |
| Document Number | 0202401322 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 202401322 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALENCIA NM |
| Property Address | 4 SMITH LN, BELEN, NM 87002-8238 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201902826 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 201902826 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALENCIA NM |
| Property Address | 4 SMITH LN, BELEN, NM 87002-8238 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Title Company | HERITAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0201911805 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 201911805 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | LEWISVILLE, TX 75057 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | VALENCIA NM |
| Recording Date | Oct 29, 2018 |
| Property Address | 4 SMITH LN, BELEN, NM 87002-8238 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 11203 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 SMITH LN BELEN NM 870028238, BELEN, NM 87002-8238 |
| Document Number | 0000011203 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 11203 |
| Name | MYBANK |
|---|---|
| Type | Bank |
| Address | BELEN, NM 87002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALENCIA NM |
| Recording Date | Sep 13, 2018 |
| Property Address | 4 SMITH LN, BELEN, NM 87002-8238 |
| Document Number | 0000009480 |
| Instrument Date | Jul 11, 2013 |
| Instrument | 9480 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 CLIFFROSE TRL LOS LUNAS NM 870315889, LOS LUNAS, NM 87031-5889 |
Source: Valencia County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Valencia County |
| Unified School District | Belen Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,768.00 (+80.02%) | $162,908 (+51.95%) Land $33,333 Building $129,575 | $488,725 (+51.94%) Land $100,000 Building $388,725 |
| 2023 | $3,204.00 (+6.2%) | $107,215 (+2.09%) Land $13,333 Building $93,882 | $321,646 (+2.09%) Land $40,000 Building $281,646 |
| 2022 | $3,017.00 | $105,021 Land $13,333 Building $91,688 | $315,064 Land $40,000 Building $275,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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