4 Smith Ave, Park Ridge, NJ 07656 Property Records

Bergen County and Park Ridge Borough property record for 4 Smith Ave, Park Ridge, NJ 07656

Property Summary

Property TypeSingle Family Home
Details2,366 sqft · built 1973
Lot Size0.246 acres (10,698 sqft)
OwnerIndividual Name on File
Tax Bill$13,135 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN47-01015-0000-00005

Property Details

APN / Parcel Number

Primary APN47-01015-0000-00005
Alternative APNs
  • 470101500005
  • 101505

Interior

Stories1 Story
Building Area2,366 sqft Living Area
1st Floor Area2,366 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Area10,698 sqft (0.246 acres)
Lot Dimensions107 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number101505
Street Address4 SMITH AVE
CityPARK RIDGE
StateNJ
Zip07656-1167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description100X107 1.0LT
Legal Block1015
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionPARK RIDGE
Census Block Group3
Census Block3006
Census Tract43001

Owner

4 Smith Ave is owned and occupied by an individual who acquired it in April 2023.

Source: Bergen County and Park Ridge Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address4 SMITH AVE, PARK RIDGE, NJ 07656-1167
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 17, 2023Correction Deed
Apr 12, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 27, 2023
Transfer Doc0049950945
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address4 SMITH AVE, PARK RIDGE, NJ 07656-1167
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 SMITH AVE, PARK RIDGE, NJ 07656-1167

Mortgage

Document Number0056141606
DateOct 3, 2025
Book Page5614/1606
Instrument2025068039
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueSep 18, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionBERGEN NJ
Recording DateMay 17, 2023
Property Address4 SMITH AVE, PARK RIDGE, NJ 07656-1167
Document Number0049950945
Book / Page4995 / 945
Instrument DateApr 27, 2023
Instrument2023032873
Record UpdatedNov 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address4 SMITH AVE, PARK RIDGE, NJ 07656-1167

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 SMITH AVE, PARK RIDGE, NJ 07656-1167

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateApr 12, 2022
Property Address4 SMITH AVE, PARK RIDGE, NJ 07656-1167
Document Number0046491805
Book / Page4649 / 1805
Instrument DateMar 25, 2022
Instrument2022041307
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4 SMITH AVE, 4, PARK RIDGE, NJ 07656-1167

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 SMITH AVE, PARK RIDGE, NJ 07656-1167

Tax Assessment & Valuation

The 2025 property tax bill for 4 Smith Ave was $13,135, up 2.6% from the year before.

Source: Bergen County and Park Ridge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityPark Ridge Borough
Unified School DistrictPark Ridge Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$394,100 (-) Land $229,500 Building $164,600$394,100 (-) Land $229,500 Building $164,600
2025$13,135.00 (+2.62%)$394,100 Land $229,500 Building $164,600$394,100 Land $229,500 Building $164,600
2024$12,800.00
2023$394,100 (-) Land $229,500 Building $164,600$394,100 (-) Land $229,500 Building $164,600
2022$12,173.00 (+8.79%)$394,100 Land $229,500 Building $164,600$394,100 Land $229,500 Building $164,600
2021$11,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Smith Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1979–2024)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Smith Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARK RIDGE WATER DEPT
serves 16,466 people · EPA ID NJ0247001
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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