4 Simo St, Alamo, CA 94507 Property Records

Contra Costa County property record for 4 Simo St, Alamo, CA 94507

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,260 sqft · built 1959
Lot Size	0.58 acres (25,264 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,099,000 (Dec 2020)
Tax Bill	$26,606 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`191-020-017-7`

Property Details

APN / Parcel Number

Primary APN	`191-020-017-7`
Alternative APN	`191-020-017`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,260 sqft Living Area
1st Floor Area	3,260 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1990
Lot Area	25,264 sqft (0.58 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4 SIMO ST
City	ALAMO
State	CA
Zip	94507-1055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LITINA HOMESTEAD POR LOT 2
Legal Subdivision	LITINA HOMESTEAD
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	345204

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SIMO ST, ALAMO, CA 94507-1055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 20, 2021	Intrafamily Transfer, Transfer
Dec 21, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	May 18, 2012 · Amount on Record
Deed Document Number	2020320395
Last Transfer Date	Sep 8, 2021
Transfer Doc	0000261235
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4 SIMO ST, ALAMO, CA 94507-1055
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213677
Date	Nov 14, 2017
Instrument	2017-213677

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4 SIMO ST, ALAMO, CA 94507-1055
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SIMO ST, ALAMO, CA 94507-1055

Mortgage

Document Number	0000077669
Date	Mar 15, 2021
Instrument	2021-077669

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 20, 2021
Property Address	4 SIMO ST, ALAMO, CA 94507-1055
Document Number	0000261235
Map Reference	VOL 225 PG 20
Instrument Date	Sep 8, 2021
Instrument	2021-261235
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4 SIMO ST, ALAMO, CA 94507-1055

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 21, 2020
Property Address	4 SIMO ST, ALAMO, CA 94507-1055
Document Number	0000320395
Map Reference	MB 225 PG 20
Instrument Date	Dec 4, 2020
Instrument	2020-320395
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	720 LAKE MEAD PL, SAN RAMON, CA 94582-4808

Mortgage

Document Number	0000320396
Date	Dec 21, 2020
Instrument	2020-320396

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Margin	3
Max Rate	8.12%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,414,880 (+2%) Land $1,165,907 Building $1,248,973
2025	$26,606.00 (+3.61%) Homeowner's exemption	$2,367,531 (+4.04%) Land $1,143,047 Building $1,224,484
2023	$25,679.00 (+0.75%) Homeowner's exemption	$2,275,599 Land $1,098,662 Building $1,176,937
2022	$25,489.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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