4 Silver Oak Dr, Searcy, AR 72143 Property Records

White County property record for 4 Silver Oak Dr, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,864 sqft · built 2014
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Nov 2012)
Tax Bill	$4,922 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`016-02325-390`

Property Details

APN / Parcel Number

Primary APN	`016-02325-390`
Alternative APN	`42742`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,864 sqft Living Area
1st Floor Area	3,409 sqft
Basement Area	1,130 sqft
Finished Basement	1,130 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	1,328 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	491 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 SILVER OAK DR
City	SEARCY
State	AR
Zip	72143-4584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	---
Legal Subdivision	RIVER OAKS XIII-A ( IN FOLDER W/ XIII-B)
Legal Lot Number	390
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2003
Census Tract	70700

Owner

4 Silver Oak Dr is owned and occupied by an individual who bought it in November 2012.

Source: White County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4 SILVER OAK DR, SEARCY, AR 72143-4584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Oct 3, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2012 · Amount on File
Deed Sale	Nov 21, 2012 · Amount on File
Deed Document Number	201214228*
Deed Book / Page	2012 / 14228*
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	4 SILVER OAK DR, SEARCY, AR 72143-4584
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2020/8712
Date	Apr 20, 2020
Book Page	MTG 2020/8712

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	4 SILVER OAK DR, SEARCY, AR 72143-4584
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2019/19336
Date	Oct 3, 2019
Book Page	MTG 2019/19336

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 2, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 4 Silver Oak Dr was $4,922 with a homeowner's exemption.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,922.00 Homeowner's exemption	$121,240 Land $14,080 Building $107,160
2023	$4,291.00 Homeowner's exemption	$121,240 Land $14,080 Building $107,160	$606,200 Land $70,400 Building $535,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Silver Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Silver Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50

May also be available: AT&T, Right Fiber, Verizon.

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