Essex County and Saugus Town property record for 4 Sherman St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 954 sqft · built 1960 |
| Lot Size | 0.154 acres (6,717 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,900 (Feb 2017) |
| Tax Bill | $5,504 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:010-G B:0009 L:0002 |
| Primary APN | SAUG M:010-G B:0009 L:0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| Gross Area | 2,154 sqft |
| 1st Floor Area | 954 sqft |
| Basement Area | 954 sqft |
| Unfinished Basement | 954 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,717 sqft (0.154 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1882028 |
|---|---|
| Street Address | 4 SHERMAN ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Subdivision | PLAN 29007-A |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records · APN SAUG M:010-G B:0009 L:0002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 SHERMAN ST, SAUGUS, MA 01906-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC |
| Feb 03, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage PHH HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2017 · Amount on Record |
| Deed Sale | Feb 03, 2017 · Amount on Record |
| Prior Sale | Oct 05, 2015 · Amount on Record |
| Deed Book / Page | 35662 / 140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 4 SHERMAN ST, SAUGUS, MA 01906-1412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039572-25 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 39572/25 |
| Instrument | 20210225000930 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Feb 03, 2017 |
| Property Address | 4 SHERMAN ST, SAUGUS, MA 01906-1412 |
| Document Number | 35662-140 |
| Book / Page | 035662 / 000140 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 1702030431 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,777.94 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 HILLSIDE AVE MALDEN MA 021486935, MALDEN, MA 02148-6935 |
| Document Number | 579916 |
|---|---|
| Date | Feb 03, 2017 |
| Instrument | 579916 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,504.00 (+2.94%) | $515,400 (+2.65%) Land $320,900 Building $194,500 | $563,825 |
| 2024 | $5,347.00 (+4.29%) | $502,100 (+10.28%) Land $312,200 Building $189,900 | |
| 2023 | $5,127.00 | $455,300 Land $273,200 Building $182,100 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 423 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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