4 Sharon Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 4 Sharon Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,911 sqft · built 1964
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$890,000 (Mar 2018)
Tax Bill	$17,241 (2026)
Deeds & Mortgages	Mar 2020 Refinance Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-14-1-2`

Property Details

APN / Parcel Number

Primary APN	`551400 146-14-1-2`
Alternative APN	`140014601400010020000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,911 sqft Living Area
1st Floor Area	969 sqft
2nd Floor Area	942 sqft
Upper Floors Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4 SHARON LN
City	RYE
State	NY
Zip	10580-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1002
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 SHARON LN, RYE, NY 10580-1531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RIDGEWOOD SAVINGS BANK
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage RIDGEWOOD SAVINGS BANK
Mar 1, 2018	Bargain and Sale Deed, Transfer · Commercial Mortgage FIELDPOINT PRIVATE BANK AND TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2018580463293
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	4 SHARON LN, RYE, NY 10580-1531
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600833038
Date	Mar 23, 2020
Instrument	600833038

Lender

Name	RIDGEWOOD SAVINGS BANK
Type	Bank
Address	NEW HYDE PARK, NY 11042

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	9.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	4 SHARON LN, RYE, NY 10580-1531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600833037
Date	Mar 23, 2020
Instrument	600833037

Lender

Name	RIDGEWOOD SAVINGS BANK
Type	Bank
Address	NEW HYDE PARK, NY 11042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	9.25%

March 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 1, 2018
Property Address	4 SHARON LN, RYE, NY 10580-1531
Document Number	0580463293
Map Reference	MAP13779
Instrument Date	Feb 15, 2018
Instrument	580463293
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 SHARON LN, 4, RYE, NY 10580-1531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 MAPLE AVE # B, B, RYE, NY 10580-1540

Mortgage

Document Number	0580533010
Date	Mar 1, 2018
Instrument	580533010

Lender

Name	FIELDPOINT PRIVATE BANK AND TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,241.00 (-8.54%)
2025	$18,850.00	$13,600 (-) Land $6,700 Building $6,900	$1,152,543 (+6.78%) Land $567,797 Building $584,746
2024		$13,600 (-) Land $6,700 Building $6,900	$1,079,365 (+2.38%) Land $531,746 Building $547,619
2023		$13,600 Land $6,700 Building $6,900	$1,054,264 Land $519,380 Building $534,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	72 (1978–2024)
Claims Outside the SFHA	35 of 72
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 19 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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