4 Shady Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 4 Shady Oaks Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1995
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2019)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Mortgage + 2 more
APN	`104-003-3014`

Property Details

APN / Parcel Number

Primary APN	`104-003-3014`
Alternative APN	`6935`

Interior

Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1995
Storage Building	64 sqft

Location & Zoning

Old Parcel Number	104-003-3014
Street Address	4 SHADY OAKS DR
City	COVINGTON
State	LA
Zip	70433-6823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SHADY OAKS SUB CB 1270 899 INST NO 1926245 INST NO 2089688 INST NO 2184716
Legal Subdivision	SHADY OAKS ESTATES
Legal Lot Number	2
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	3
Census Block	3001
Census Tract	40401

Owner

4 Shady Oaks Dr is owned and occupied by an individual who bought it in November 2019.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4 SHADY OAKS DR, COVINGTON, LA 70433-6823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Nov 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage RESOURCE BANK
Nov 27, 2019	Deed, Transfer · FHA Mortgage GMFS LLC
Dec 5, 2017	Deed, Transfer · Commercial Mortgage METAIRIE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	2184716
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4 SHADY OAKS DR, COVINGTON, LA 70433-6823
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	STONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002250982
Date	Feb 3, 2021
Instrument	2250982

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4 SHADY OAKS DR, COVINGTON, LA 70433-6823
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002135256
Date	Nov 7, 2018
Instrument	2135256

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 27, 2019
Property Address	4 SHADY OAKS DR, COVINGTON, LA 70433-6823
Document Number	0002184716
Instrument Date	Nov 25, 2019
Instrument	2184716
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	STONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SHADY OAKS DR, COVINGTON, LA 70433-6823

Mortgage

Document Number	0002184717
Date	Nov 27, 2019
Instrument	2184717

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 5, 2017
Property Address	4 SHADY OAKS DR, COVINGTON, LA 70433-6823
Document Number	0002089688
Map Reference	PL 928A
Instrument Date	Dec 1, 2017
Instrument	2089688
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CHRISTINE CT, COVINGTON, LA 70433-6891

Mortgage

Document Number	0002089692
Date	Dec 5, 2017
Instrument	2089692

Lender

Name	METAIRIE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Shady Oaks Dr was $1,765, up 187.9% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,765.00 (+187.93%)	$15,132 (-) Land $4,000 Building $11,132	$151,322 (-) Land $40,000 Building $111,322
2024	$613.00 (-31.81%) Homeowner's exemption	$15,132 (+4.78%) Land $4,000 Building $11,132	$151,322 (+4.79%) Land $40,000 Building $111,322
2023	$899.00 Homeowner's exemption	$14,441 (-) Land $4,000 Building $10,441	$144,410 (-) Land $40,000 Building $104,410
2022	$899.00 Homeowner's exemption	$14,441 Land $4,000 Building $10,441	$144,410 Land $40,000 Building $104,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4 Shady Oaks Dr; there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 275 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	275 in force
Nearby Flood Claims	5 (2005–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Shady Oaks Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST TAM PARISH- BEDICO -FAUBOURG-COQUILLE serves 18,372 people · EPA ID LA1103149
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: REV.

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