4 Shadow Ln, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 4 Shadow Ln, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,102 sqft · built 1971
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$972 (Apr 2021)
Tax Bill	$3,540 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`859400089635`

Property Details

APN / Parcel Number

Primary APN	`859400089635`
Alternative APNs	`859405089648` `859489635` `00034526` `97049249`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,102 sqft Living Area
1st Floor Area	1,122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Architectural Style	Tri-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Rolled Roofing
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Detached
Garage Area	676 sqft
Porch	Porch
Porch Area	664 sqft
Patio Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97049249
Street Address	4 SHADOW LN
City	WHISPERING PINES
State	NC
Zip	28327-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	LOT 30 A SEC 8 WHISPERING PINES MUNI SHADOW
Legal Subdivision	WHISPERING PINES
Legal Lot Number	30
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	1
Census Block	1005
Census Tract	950506

Owner

4 Shadow Ln is owned and occupied by an individual who bought it in April 2021.

Source: Moore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4 SHADOW LN, WHISPERING PINES, NC 28327-9359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · VA Mortgage THE MONEY SOURCE INC
Apr 25, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Apr 1, 2021	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jan 19, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Jan 19, 2017 · Amount on File
Deed Document Number	20217718
Deed Book / Page	5582 / 18
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	4 SHADOW LN, WHISPERING PINES, NC 28327-9359
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005001/293
Date	Jun 29, 2018
Book Page	5001/293
Instrument	2018009506

Lender

Name	THE MONEY SOURCE INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	4 SHADOW LN, WHISPERING PINES, NC 28327-9359
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005119/495
Date	Apr 25, 2019
Book Page	5119/495
Instrument	2019005485

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Apr 1, 2021
Property Address	4 SHADOW LN, WHISPERING PINES, NC 28327-9359
Document Number	0005582/18
Book / Page	5582 / 18
Map Reference	CAB 13 SL 479
Instrument Date	Mar 25, 2021
Instrument	2021007718
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 SANDPIPER DR, 41, WHISPERING PINES, NC 28327-9393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SHADOW LN, WHISPERING PINES, NC 28327-9359

Mortgage

Document Number	2021007719
Date	Apr 1, 2021
Instrument	2021007719

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jan 19, 2017
Property Address	4 SHADOW LN, WHISPERING PINES, NC 28327-9359
Document Number	004764/352
Book / Page	4764 / 352
Map Reference	MB 8 PG 66
Instrument Date	Dec 27, 2016
Instrument	2017000859
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12860 OLD STATE LINE RD, 12860, SWANTON, OH 43558-9450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SHADOW LN, WHISPERING PINES, NC 28327-9359

Mortgage

Document Number	2017000860
Date	Jan 19, 2017
Instrument	2017000860

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4 Shadow Ln was $3,540, up 4.3% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,540.00 (+4.27%)	$483,300 (-) Land $180,000 Building $303,300
2025	$3,395.00	$483,300 Land $180,000 Building $303,300
2024			$483,300 (-) Land $180,000 Building $303,300
2023	$3,322.00	$483,300 Land $180,000 Building $303,300	$483,300 Land $180,000 Building $303,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Shadow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Shadow Ln is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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