York County and Saco City property record for 4 Settlers Way, Saco, ME 04072
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 1,272 sqft · built 2016 |
| Lot Size | 0.251 acres (10,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Aug 2019) |
| Tax Bill | $5,044 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Apr 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | SACO M:033 L:002 U:002-002 |
| Primary APN | SACO M:033 L:002 U:002-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 2,840 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,935 sqft (0.251 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 33002002001 |
|---|---|
| Street Address | 4 SETTLERS WAY |
| City | SACO |
| State | ME |
| Zip | 04072-2897 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MDR |
| Legal Subdivision | SETTLERS LNDG CONDO |
| Legal Lot Number | 2 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 5200 |
4 Settlers Way, a condominium, is owned and occupied by two individuals who bought it in August 2019.
Source: York County and Saco City records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 SETTLERS WAY, SACO, ME 04072-2897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage GORHAM SAVINGS BANK |
| Apr 26, 2019 | Loan Modification, Mortgage · Line of Credit GORHAM SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Deed Document Number | 201930340 |
| Deed Book / Page | 18008 / 703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 4 SETTLERS WAY, SACO, ME 04072-2897 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0178660884 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 17866/884 |
| Instrument | 2018053321 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 4 SETTLERS WAY, SACO, ME 04072-2897 |
| Document Number | 0179370389 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 SETTLERS WAY #2 SACO ME 040722897, 2, SACO, ME 04072-2897 |
| Document Number | 0179370389 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 017937/000389 |
| Instrument | 14677 |
| Name | GORHAM SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GORHAM, ME 04038-1145 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Settlers Way was $5,044, up 0.6% from the year before.
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,044.00 (+0.64%) | $355,200 (-0.42%) Land $135,400 Building $219,800 | |
| 2024 | $5,012.00 | $356,700 Land $135,400 Building $221,300 | $338,105 |
| 2022 | $4,716.00 | $257,300 Land $103,100 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Settlers Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Settlers Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xfinity.
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