Suffolk County and Smithtown Town property record for 4 Sergent Ct, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,655 sqft · built 1995 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $875,000 (Nov 2006) |
| Tax Bill | $19,323 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 54.-5-26.7 |
| Primary APN | 473489 54.-5-26.7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,655 sqft Living Area |
| Gross Area | 3,810 sqft |
| 1st Floor Area | 1,405 sqft |
| 2nd Floor Area | 1,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 805 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 900 sqft |
| Porch | Covered Porch |
| Porch Area | 700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J41192 |
|---|---|
| Street Address | 4 SERGENT CT |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-798426 TC-76 THE WEALD LOT 7 *9057 |
| Legal Block | 5 |
| Legal Lot Number | 26 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 135002 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 SERGENT CT, SAINT JAMES, NY 11780-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Jun 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage MEADOWBROOK FIN'L MTG BKERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2006 · Amount on Record |
| Deed Sale | Nov 17, 2006 · Amount on Record |
| Prior Sale | Mar 17, 1999 · Amount on Record |
| Deed Book / Page | 12479 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 SERGENT CT, SAINT JAMES, NY 11780-2539 |
| Document Number | 0231460452 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 SERGENT CT ST JAMES NY 117802539, ST JAMES, NY 11780-2539 |
| Document Number | 0231460452 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 023146/000452 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 SERGENT CT, SAINT JAMES, NY 11780-2539 |
| Document Number | 0228390229 |
| Book / Page | 022839 / 000229 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2017 |
| Title Company | CARNEGIE NATIONAL ABSTRACT, CARNEGIE NAT'L ABS |
| Name | Verified Name |
|---|---|
| Address | 4 SERGENT CT ST JAMES NY 117802539, ST JAMES, NY 11780-2539 |
| Document Number | 0228390229 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 022839/000229 |
| Name | MEADOWBROOK FIN'L MTG BKERS |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,680 (+4.07%) Land $500 Building $7,180 | $960,000 (+11,216.75%) Land $62,500 Building $897,500 | |
| 2024 | $19,323.00 | ||
| 2023 | $7,380 Land $500 Building $6,880 | $8,483 Land $575 Building $7,908 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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