4 Seneca Forest Ct, Germantown, MD 20876 Property Records

Montgomery County property record for 4 Seneca Forest Ct, Germantown, MD 20876

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,274 sqft · built 1997
Lot Size	0.328 acres (14,273 sqft)
Owner	2 Individual Names on File
Last Sale	$637,500 (May 2019)
Tax Bill	$9,507 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03077317`

Property Details

APN / Parcel Number

Primary APN	`09-03077317`
Alternative APN	`03077317`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,274 sqft Living Area
Gross Area	5,715 sqft
1st Floor Area	2,371 sqft
Basement Area	1,022 sqft
Finished Basement	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	14,273 sqft (0.328 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	420 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03077317
Street Address	4 SENECA FOREST CT
City	GERMANTOWN
State	MD
Zip	20876-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	SENECA CROSSING
Legal Subdivision	SENECA CROSSING
Legal Block	T
Legal Lot Number	25
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3001
Census Tract	700835

Owner

4 Seneca Forest Ct is owned and occupied by two individuals who bought it in May 2019.

Source: Montgomery County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 SENECA FOREST CT, GERMANTOWN, MD 20876-4313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
May 29, 2019	Grant Deed, Transfer · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Mar 21, 2014 · Amount on File
Deed Book / Page	57635 / 284
Prior Transfer Date	Mar 12, 2014
Prior Transfer Doc	0484380471
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4 SENECA FOREST CT, GERMANTOWN, MD 20876-4313
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SENECA FOREST CT, GERMANTOWN, MD 20876-4313

Mortgage

Document Number	0673730036
Date	Sep 18, 2023
Book Page	67373/36

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 29, 2019
Property Address	4 SENECA FOREST CT, GERMANTOWN, MD 20876-4313
Document Number	0576350284
Book / Page	057635 / 000284
Instrument Date	Apr 26, 2019
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 SENECA FOREST CT GERMANTOWN MD 208764313, GERMANTOWN, MD 20876-4313

Mortgage

Document Number	576350293
Date	May 29, 2019
Book Page	057635/000293

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4 Seneca Forest Ct was $9,507.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$926,900 (+9.15%) Land $203,600 Building $723,300	$926,900 (-) Land $203,600 Building $723,300
2025	$9,507.00	$849,200	$926,900 Land $203,600 Building $723,300
2023		$693,800 Land $203,600 Building $490,200	$693,800 Land $203,600 Building $490,200
2022	$7,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Seneca Forest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Seneca Forest Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Seneca Forest Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures