4 Seneca Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 4 Seneca Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 4,854 sqft · built 1975
Lot Size	1.1 acres (48,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Dec 2021)
Tax Bill	$20,364 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-00834-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`32-00834-0000-00003`
Alternative APNs	`32004860500005` `320083400003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,854 sqft Living Area
1st Floor Area	3,024 sqft
Upper Floors Area	1,699 sqft
Basement Area	584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	48,200 sqft
Lot Dimensions	241 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	801 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Patio Area	871 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Old Parcel Number	32004860500005
Street Address	4 SENECA DR
City	MIDDLETOWN
State	NJ
Zip	07748-3753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Subdivision	WHIPPOORWILL ACRES
Legal Block	834
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1010
Census Tract	800900

Owner

4 Seneca Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 SENECA DR, MIDDLETOWN, NJ 07748-3753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Mar 19, 2021	Intrafamily Transfer, Transfer
Jan 20, 2021	Grant Deed, Transfer ATTORNEY ONLY
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA
May 14, 2018	Grant Deed, Transfer · Conventional Mortgage TD BK NA
Oct 14, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	May 14, 2018 · Amount on File
Deed Document Number	2021182895
Deed Book / Page	9567 / 4681
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0000043336
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 23, 2021
Property Address	4 SENECA DR, MIDDLETOWN, NJ 07748-3753
Document Number	0095674681
Book / Page	9567 / 4681
Instrument Date	Dec 8, 2021
Instrument	2021182895
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 WILLIAMSBURG DRIVE, 317, SHREWSBURY, NJ 07702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 SENECA DR, MIDDLETOWN, NJ 07748-3753

Mortgage

Document Number	2021182896
Date	Dec 23, 2021
Instrument	2021182896

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 19, 2021
Property Address	4 SENECA DR, MIDDLETOWN, NJ 07748-3753
Document Number	0094922471
Book / Page	9492 / 2471
Instrument Date	Dec 10, 2020
Instrument	2021043336
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 1000 OAKS DR, 63, ATLANTIC HIGHLANDS, NJ 07716-2441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SENECA DR, MIDDLETOWN, NJ 07748-3753

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 20, 2021
Property Address	4 SENECA DR, MIDDLETOWN, NJ 07748-3753
Document Number	0000010758
Book / Page	009474 / 008110
Instrument Date	Sep 23, 2020
Instrument	10758
Transaction Type	Transfer
Record Updated	Apr 15, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SENECA DR MIDDLETOWN NJ 077483753, MIDDLETOWN, NJ 07748-3753

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 SENECA DR, MIDDLETOWN, NJ 07748-3753
Document Number	0000045033
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SENECA DR MIDDLETOWN NJ 077483753, MIDDLETOWN, NJ 07748-3753

Mortgage

Document Number	0000045033
Date	Apr 29, 2020
Book Page	009410/007492
Instrument	45033

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 14, 2018
Property Address	4 SENECA DR, MIDDLETOWN, NJ 07748-3753
Document Number	0000047047
Book / Page	009287 / 001392
Instrument Date	Apr 24, 2018
Instrument	47047
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	CLEARPOINT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SENECA DR MIDDLETOWN NJ 077483753, MIDDLETOWN, NJ 07748-3753

Mortgage

Document Number	47048
Date	May 14, 2018
Book Page	009287/001397
Instrument	47048

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 SENECA DR, MIDDLETOWN, NJ 07748-3753
Document Number	0000107551
Book / Page	009256 / 008390
Instrument Date	Oct 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SENECA DR MIDDLETOWN NJ 077483753, MIDDLETOWN, NJ 07748-3753

Mortgage

Document Number	0000107551
Date	Nov 1, 2017
Book Page	009256/008390
Instrument	107551

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Seneca Dr was $20,364, up 1.1% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,329,300 (+5.36%) Land $494,000 Building $835,300	$1,329,300 (+5.36%) Land $494,000 Building $835,300
2025	$20,364.00 (+1.13%)	$1,261,700 Land $434,000 Building $827,700	$1,261,700 Land $434,000 Building $827,700
2024	$20,136.00
2023		$1,150,900 Land $346,800 Building $804,100	$1,150,900 Land $346,800 Building $804,100
2022	$18,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Seneca Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Seneca Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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