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4 Seldon St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 4 Seldon St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,336 sqft · built 1920
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Dec 2021)
Tax Bill$5,686 (2025)
Deeds & MortgagesSep 2024 Line of Credit
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 60.21-2-14

Property Details

APN / Parcel Number

Primary APN421500 60.21-2-14
Alternative APN
  • 150006002100020140000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,336 sqft Living Area
1st Floor Area668 sqft
2nd Floor Area668 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area278 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4 SELDON ST
CitySCHENECTADY
StateNY
Zip12304-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD & GARAGE
Legal Block2
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3013
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.21-2-14

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 SELDON ST, SCHENECTADY, NY 12304-3302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2024Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Dec 09, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
May 16, 2019Warranty Deed, Transfer · FHA Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2021 · Amount on Record
Deed SaleDec 09, 2021 · Amount on Record
Prior SaleMay 16, 2019 · Amount on Record
Deed Document Number202162096
Deed Book / Page2073 / 358
Record UpdatedJun 08, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address4 SELDON ST, SCHENECTADY, NY 12304-3302
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 SELDON ST, SCHENECTADY, NY 12304-3302

Mortgage

Document Number0000052944
DateSep 06, 2024
Book Page5394/934
Instrument202452944
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 05, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 09, 2021
Property Address4 SELDON ST, SCHENECTADY, NY 12304-3302
Document Number0000062096
Book / Page2073 / 358
Map ReferenceMAP E-37
Instrument DateNov 30, 2021
Instrument202162096
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 OLD FORT AVE, SCHENECTADY, NY 12306-1122

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 SELDON ST, SCHENECTADY, NY 12304-3302

Mortgage

Document Number0000062097
DateDec 09, 2021
Instrument202162097
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 16, 2019
Property Address4 SELDON ST, SCHENECTADY, NY 12304-3302
Document Number0000021187
Book / Page2011 / 324
Map ReferenceMAP E-37
Instrument DateMay 09, 2019
Instrument201921187
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$532.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 SELDON ST, 4, SCHENECTADY, NY 12304-3302

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address195 DANIELS AVE, SCHENECTADY, NY 12304-1605

Mortgage

Document Number0000021188
DateMay 16, 2019
Instrument201921188
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,686.00 (+17.89%)$115,600 (-) Land $15,000 Building $100,600$191,422 (+30.82%) Land $24,838 Building $166,584
2023$115,600 (+15.37%) Land $15,000 Building $100,600$146,329 (+19.75%) Land $18,987 Building $127,342
2022$100,200 Land $15,000 Building $85,200$122,195 Land $18,293 Building $103,902
2021$4,823.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 531 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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