4 Sebec Ln, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 4 Sebec Ln, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,798 sqft · built 1965
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Jun 2026)
Tax Bill	$11,680 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392689 50.19-4-26`

Property Details

APN / Parcel Number

Primary APN	`392689 50.19-4-26`
Alternative APNs	`392689-050-019-0004-026-000-000` `268905001900040260000000` `00468740000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,090 sqft
Basement Area	708 sqft
Finished Basement	708 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	300 ft deep x 206 ft wide
View / Lot	Suburban
Garage Type	Basement
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00468740000
Street Address	4 SEBEC LN
City	SPRING VALLEY
State	NY
Zip	10977-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	4
Legal Lot Number	26.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1021
Census Tract	11512

Owner

Source: Rockland County and Ramapo Town records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 NANCY LN, 201, MONSEY, NY 10952-2479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 17, 2026	Bargain and Sale Deed, Transfer GIBNY
Jun 25, 2026	Deed of Trust · Seller Carry-Back GIBNY
Oct 2, 2019	Quit Claim Deed, Transfer BLUE FINANCIAL ABSTRACT CORPORATION, BLUE FIN ABS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Deed Document Number	202620966
Prior Transfer Date	Jun 21, 2019
Prior Transfer Doc	0000028094
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jul 27, 2026
Property Address	4 SEBEC LN, SPRING VALLEY, NY 10977-4530
Document Number	0000025635
Instrument Date	Jul 16, 2026
Instrument	202625635
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	GIBNY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 27, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jun 17, 2026
Property Address	4 SEBEC LN, SPRING VALLEY, NY 10977-4530
Document Number	0000020966
Instrument Date	Jun 1, 2026
Instrument	202620966
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	GIBNY

Transaction

Amount	Amount Recorded
Tax	$363,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Recording Date	Jun 25, 2026
Property Address	4 SEBEC LN, SPRING VALLEY, NY 10977-4530
Document Number	0000021763
Instrument Date	May 1, 2026
Instrument	202621763
Record Updated	Jul 29, 2026
Title Company	GIBNY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021763,
Date	Jun 25, 2026
Instrument	202621763

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	6 Months
Due	Dec 1, 2026

Interest

Rate	6.46%
Max Rate	-1%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKLAND NY
Recording Date	Oct 2, 2019
Property Address	4 SEBEC LN, SPRING VALLEY, NY 10977-4530
Document Number	0000028094
Instrument Date	Jul 26, 2019
Instrument	28094
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	BLUE FINANCIAL ABSTRACT CORPORATION, BLUE FIN ABS CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 BROMLEY CT SPARTA NJ 078711535, SPARTA, NJ 07871-1535

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,680.00 Veteran's exemption
2024		$46,900 (-) Land $15,500 Building $31,400	$46,900 (-) Land $15,500 Building $31,400
2023		$46,900 Land $15,500 Building $31,400	$46,900 Land $15,500 Building $31,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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