Durham County property record for 4 Scottish Ln, Durham, NC 27707
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,376 sqft · built 2002 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jun 2025) |
| Tax Bill | $3,237 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0800-90-5326 |
| Primary APN | 0800-90-5326 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,376 sqft Heated Area |
| 1st Floor Area | 1,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4 SCOTTISH LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27707-5294 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RU-M |
| Legal Description | MACKENZIE PLC TWHMS/PH:04 /LT#19 MODEL-LOGAN/INTER PL:000156-000235 |
| Legal Subdivision | MACKENZIE PLC TWHMS |
| Legal Phase | 04 |
| Legal Lot Number | 19 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 2008 |
Source: Durham County records · APN 0800-90-5326
Assessment roll updated September 23, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 SCOTTISH LN, DURHAM, NC 27707-5294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2025 · Amount on Record |
| Deed Sale | Jun 03, 2025 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Document Number | 2025135652 |
| Deed Book / Page | 10319 / 867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4 SCOTTISH LN, DURHAM, NC 27707-5294 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0098610979 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 9861/979 |
| Instrument | 2023051909 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 07, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Sep 11, 2020 |
| Property Address | 4 SCOTTISH LN, DURHAM, NC 27707-5294 |
| Document Number | 0090640029 |
| Book / Page | 9064 / 29 |
| Map Reference | MB 3287 PG 1 |
| Instrument Date | Sep 02, 2020 |
| Instrument | 2020038072 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 572 S 7TH ST, 572, ANN ARBOR, MI 48103-4740 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 SCOTTISH LN, DURHAM, NC 27707-5294 |
| Document Number | 0090640032 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 9064/32 |
| Instrument | 2020038073 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $326,594 (+90.52%) Land $85,000 Building $241,594 | $326,594 (+90.52%) Land $85,000 Building $241,594 | |
| 2024 | $3,237.00 (+44.19%) | ||
| 2023 | $2,245.00 (+2.32%) | $171,422 Land $35,000 Building $136,422 | $171,422 Land $35,000 Building $136,422 |
| 2022 | $2,194.00 |
Source: FEMA National Flood Hazard Layer as of June 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 243 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DURHAM serves 333,490 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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