4 Scott Ter, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 4 Scott Ter, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,297 sqft · built 1963
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Jun 2010)
Tax Bill	$8,239 (2026)
Deeds & Mortgages	Oct 2023 Refinance May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:132 B:42`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:132 B:42`
Alternative APNs	`M:00132 P:00042` `2018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,297 sqft Living Area
Gross Area	4,767 sqft
1st Floor Area	1,713 sqft
Basement Area	1,008 sqft
Unfinished Basement	245 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2018
Street Address	4 SCOTT TER
City	HOLDEN
State	MA
Zip	01520-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	HIGH RDG
Legal Block	42
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2013
Census Tract	728300

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 SCOTT TER, HOLDEN, MA 01520-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2010 · Amount on Record
Deed Sale	Jun 11, 2010 · Amount on Record
Prior Sale	Jul 26, 2001 · Amount on Record
Deed Document Number	201060726
Deed Book / Page	45901 / 62
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	4 SCOTT TER, HOLDEN, MA 01520-2614
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069790-277
Date	Oct 23, 2023
Book Page	69790/277
Instrument	88188

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	4 SCOTT TER, HOLDEN, MA 01520-2614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62369-231
Date	May 11, 2020
Book Page	62369/231
Instrument	47521

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,239.00 (+4.11%)	$611,200 (+7.04%) Land $163,100 Building $448,100	$620,094 (+17.89%)
2025	$7,914.00 (+0.44%)	$571,000 (+2.55%) Land $155,300 Building $415,700	$526,015
2024	$7,879.00 (+2.44%)	$556,800 (+8.52%) Land $150,800 Building $406,000
2023	$7,691.00	$513,100 Land $131,100 Building $382,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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