4 School St, Northampton, MA 01060 Property Records

Hampshire County and Northampton City property record for 4 School St, Northampton, MA 01060

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,176 sqft · built 1922
Lot Size	0.1 acres (4,343 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (May 2026)
Tax Bill	$9,204 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jun 2022 Refinance + 2 more
APN	`NHAM M:031D B:0200 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:031D B:0200 L:0001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,176 sqft Living Area
1st Floor Area	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	4,343 sqft (0.1 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	4 SCHOOL ST
City	NORTHAMPTON
State	MA
Zip	01060-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Block	200
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1011
Census Tract	821903

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	171 SOUTH ST, 1LL, NORTHAMPTON, MA 01060-4173
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LAURENT LEVY
May 4, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 1, 2022	Quit Claim Deed, Transfer · ARM ALLIANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Dec 15, 2016 · Amount on Record
Deed Document Number	20266438
Deed Book / Page	15709 / 241
Prior Transfer Date	May 23, 2022
Prior Transfer Doc	0014569-36
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	4 SCHOOL ST, NORTHAMPTON, MA 01060-4011
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014283-151
Date	Sep 27, 2021
Book Page	14283/151
Instrument	24128

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	4 SCHOOL ST, NORTHAMPTON, MA 01060-4011
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014575-94
Date	Jun 6, 2022
Book Page	14575/94
Instrument	11856

Lender

Name	LAURENT LEVY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	May 4, 2026
Property Address	4 SCHOOL ST, NORTHAMPTON, MA 01060-4011
Document Number	015709-241
Book / Page	15709 / 241
Instrument Date	Apr 30, 2026
Instrument	2026.6438
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Date	May 4, 2026

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jun 1, 2022
Property Address	4 SCHOOL ST, NORTHAMPTON, MA 01060-4011
Document Number	0014569-36
Book / Page	14569 / 36
Instrument Date	May 23, 2022
Instrument	11385
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SCHOOL ST, NORTHAMPTON, MA 01060-4011

Mortgage

Document Number	0000011386
Date	Jun 1, 2022
Instrument	11386

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2032
Index	Other

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,204.00 (+11.93%)	$660,700 (+27.28%) Land $138,300 Building $522,400	$658,445 (+1.64%)
2024			$647,805
2023	$8,223.00	$519,100 Land $125,700 Building $393,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Gateway Fiber, T-Mobile.

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